The 1% Podcast

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Kingsview General Disclosure: Kingsview Wealth Management ("KWM") is an investment adviser registered with the Securities and Exchange Commission ("SEC"). Registration does not constitute an endorsement of the firm by the SEC, nor does it indicate that KWM has attained a particular level of skill or ability. The information presented is for educational purposes only. It does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed

Nobody Sees The Work Behind Success | Ben Bosscher

Fri, 18 Sep 2026 11:00:00 GMT

Ben Bosscher hosts a three hour sports radio show five days a week on 100.9 The Mitt.

He's 24.

When the station gave him a test run, he replaced the time slot of Dan Patrick, who’d been on the air longer than Ben had been alive. There was no hiding his age - his vocabulary and experience both weren’t there yet.

So he leaned on the one thing he could control. Preparation.

What we covered:

→ How he preps a three hour show every single day

→ Getting his own show at 24 and why he says he earned it

→ Where sports talk radio goes after the hot take era

→ Sports gambling, promo codes at 21, and his lock of the day

→ His advice for anyone who feels behind their friends

Thanks for coming on, Ben. Catch him Monday through Friday, 9 to noon EST, on 100.9 The Mitt.

Chapters

0:00 Welcome Ben Bosscher

2:23 Building a three hour show every day

5:27 Sounding boards and the job that never stops

7:03 Why he's had success at 24

11:49 Where sports talk radio goes next

14:09 Trusting your gut on air

16:30 Sports gambling and the lock of the day

19:19 What's next for Ben

21:07 For anyone who feels behind

23:58 Will the Lions win the Super Bowl?

Connect with Ben

https://www.linkedin.com/in/benjamin-bosscher/

https://www.linkedin.com/company/1009-the-mitt/

https://www.instagram.com/ben.bosscher/

https://www.instagram.com/1009themitt/

https://www.facebook.com/SportsRadio100.9TheMitt/

~~~

Connect with us!

https://www.linkedin.com/in/douglas-cellini/

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I Hired Before I Could Afford It | Bill Cowdin

Fri, 11 Sep 2026 12:00:00 GMT

Bill Cowdin started Cowdin Design and Build in October 2008, the worst possible month of the worst possible year to launch a construction business.

And for a while, he was the whole company… Building kitchen islands in his garage, hauling sheets of wood in the back of a Suburban, and working 100 hours a week with an office in his spare bedroom.

The turn came when he stopped asking whether he could afford the next hire and started asking whether he could afford not to make it. He took the leap, paid his people before he paid himself, and made it work.

Today he runs a team with systems built to handle 35 to 40 percent more work than they have, and he doesn't touch day to day operations at all.

What we covered:

→ Doing every job in the company yourself, and recognizing when that stops being a badge of honor

→ Hiring before you can afford it, and paying your people before you pay yourself

→ Letting go of good people the business outgrew, and why owners wait too long

→ The client happiness chart, and why everyone bottoms out at drywall

→ Four ten hour days, quiet Fridays, and the Tuesday at 2:00 standing meeting

→ The discovery flight that led to his own Bonanza, and the flight with his dad that never happened

Most owners stay buried in the work because writing that first real paycheck to someone else feels impossible.

Chapters

0:00 Meet Bill Cowdin

1:53 Woodshop dreams, architecture, and a finance degree

4:38 Starting the company in October 2008

10:52 First clients, garage built islands, and 100 hour weeks

15:31 Hiring, letting go, and paying your people first

18:36 Four tens and the quiet Friday

21:18 The project roadmap and Tuesday at 2:00

28:55 Mini marriages and the client happiness chart

35:46 What's next, AI estimating, and building extra capacity

42:26 The Bonanza, his dad, and learning to fly

Connect with Bill

https://www.cowdindesignbuild.com/

https://www.instagram.com/cowdindesignbuild/

https://www.facebook.com/CowdinDesignBuild/

~~~

Connect with us!

https://www.linkedin.com/in/douglas-cellini/

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It’s Never The Right Time To Start A Business… Start Anyway | Lynn Coburn and Jessica Klug

Tue, 08 Sep 2026 14:16:08 GMT

Sixteen years ago, Lynn Coburn and her husband walked away from 25 years of corporate stability to buy a staffing franchise. They got the news that Lynn's dad had a heart attack minutes before signing the papers. They signed anyway.

Today they own two Express Employment Professionals territories in Michigan and lead a team of 14. Their daughter Jessica, a ninth grader when they took the leap, now runs operations.

They work 60 hours a week, but it's 60 hours of what they love. They travel more than they ever did on a corporate salary, and the team they've built is loyal enough that when Lynn threw out the policy handbook to carry an employee through a crisis, that person stayed for good.

What we covered:

→ Why there is never a right time to start a business

→ Hiring to your weakness, not your strength

→ Recruiting the 90 percent who already have jobs, and finding the real pain point

→ The volunteer day at Gleaners that changed how Lynn leads

→ Throwing out the policy handbook when a team member's world crashed

Chapters 0:00 Intro

1:00 A path that unfolded, not a plan

8:23 The phone call in the elevator

15:52 There is never a right time

21:17 Hire to your weakness, not your strength

27:30 Growing a team from 2 to 14

36:00 Recruiting the 90 percent who already have jobs

42:30 The volunteer day that opened Lynn's eyes

47:25 Fair is not always equal

52:50 Good ripples and what comes next

Connect with Express Employment Professionals Visit https://www.expresspros.com Call (734) 728-9800 ~~~ Connect with us! https://www.linkedin.com/in/douglas-cellini/

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Prefer to listen? https://pod.link/6791679944

Is Your Business Worthless Without You? | Robert Young & Doug Cellini

Fri, 28 Aug 2026 18:00:00 GMT

Is your business actually worth what you think it is?

Many owners think their business is worth a lot of money - they often guess too high because of the love for their work. But in reality, if your business can’t run three months without you driving, it’s definitely worth less than you think.

This week on The 1% Podcast, we covered:

→ Why cash flow, not investment returns, decides most people's financial outcome

→ The handshake buy sell agreement that can cost a family half a business

→ Why most business owners don't actually know what their company is worth

→ The habits we see over and over in multi millionaire clients

→ Whether you should pay off your mortgage before you retire

A good business should be able to work well even when the owner is away. You should have an expert check the value every few years. That way, you know what someone will really pay for it.

Chapters

00:00 Intro

01:14 Why Chasing Stock Returns Misses the Point

04:50 Risk Management Beyond Investments

06:59 The Silent Tax Drag

09:38 Why Missing Legal Documents Can Cost Your Family the Business

18:30 What Is Your Business Actually Worth

22:26 Why Half of All Business Exits Are Involuntary

26:04 What Multi Millionaires Actually Do Differently

33:26 Should You Pay Off Your Mortgage

39:45 When Airline Pilots Are Forced to Retire

~~~

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How He Built An Unbreakable Mindset | Bryant Nunn

Fri, 21 Aug 2026 11:00:00 GMT

Bryant Nunn grew up on Detroit's West Side, the son of a Marine who served in Korea at 17. When Bryant lost his dad at 12, he lost the person who taught him everything.

He enlisted in the Marine Corps out of high school with one goal. Get to community college. From there he found the Naval Academy, then a cockpit, then 29 years flying the P-8 Poseidon for the Navy.

Today Bryant is Chief Pilot at Kalitta Charters. He talks about the tire blowout that turned strangers into friends and the faith that reorders his whole life.

On this episode we covered: → How losing his dad at 12 pushed him toward the Marine Corps → The tire blowout landing that turned strangers into lifelong friends → Why faith sits above his own family in his priorities → The mustard seed lesson that changed how he gives money away → What his first solo flight taught him about being alone with a decision

Thanks to Bryant for making the time to sit down and tell this story!

Chapters

00:00 Intro

01:00 From Detroit's West Side to the Marine Corps

06:57 Losing his dad at 12 and the lesson on the corner

08:34 Community college to the Naval Academy

11:46 Chief pilot now, and 25 years hunting submarines

18:51 Faith, family, and the pyramid he built his life on

23:08 The mustard seed and why he keeps cash in the truck

26:55 Blowing a tire and the hangar bums who saved the day

32:29 What it takes to fly, and the day he first soloed

44:56 Grief, gratitude, and the door he still locks every night

~~~

Prefer to listen? https://pod.link/6791679944

This Is Why An Owner Should Never Set Their Own Budget | Michael Heal

Fri, 14 Aug 2026 11:00:00 GMT

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Mike Heal runs Mike's Handymen in the Great Lakes Bay region. He started it in 1994 as a side hustle his dad talked him into..

Today he runs an 11,000 square foot building with a showroom, employs 14 people, and offers health benefits most companies his size never consider. He’s president of the Great Lakes Bay Home Builders Association, and he is building a training center to teach the next generation a skill that will actually pay their bills.

On this episode of The 1% Podcast, we covered:

→ Starting a handyman company as a side hustle in 1994

→ Losing 75 percent of the industry in the 2008 crash

→ Why he offers health benefits most companies his size skip

→ The truck story that explains why he does not set his own budget

→ Running your household finances the way you would run a business

Thanks to Mike for making the trip down to sit with us. If you are anywhere in the Great Lakes Bay region and something in your house needs fixing, go find Mike's Handymen!

Chapters

00:00 Welcome and meet Mike Heal

00:52 Starting Mike's Handyman in 1994

05:59 Why the Home Builders Association pays off

09:46 Building the next generation of tradespeople

16:34 The 2am sump pump call

18:34 Surviving the 2008 crash

19:02 Why he finally stopped talking and did it

35:51 Building a company with real benefits

42:09 Why the owner does not set the budget

49:46 Household budgeting and building wealth

~~~

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The Mindset That Built a Fitness Legacy | David Lawrence

Fri, 07 Aug 2026 11:00:00 GMT

David Lawrence runs Michigan Elite Conditioning for Athletes (MECA). He has four locations and forty five employees… Plus over a hundred professional and Olympic athletes have come through his doors.

It all started with $8000 life savings during a recession. No one was hiring, so David and his wife opened a gym instead.

MECA’s now trained Super Bowl champions and Olympic athletes.

In this episode of The 1% Podcast, we covered:

→ David opening his first gym with $8,000 in savings during a recession

→ The transformation of a 158 pound benchwarmer into a state finalist quarterback

→ Why most gyms fail in what he calls "the messy middle"

→ Coaching a 63 year old who couldn't do a single chin up to a state powerlifting title

→ How his faith shapes the way he runs the company

Thanks to David for making the time to come on the show. Glad to share this conversation with you all!

Chapters

00:00 Intro

02:32 Betting on himself: opening MECA during a recession

04:31 From one gym to four locations

06:35 The hard economics of the gym business

09:49 What actually makes the results different

11:17 The transformations: a 158 pound benchwarmer and a future NFL star

14:17 Training for longevity as you age

20:40 The mindset behind outworking the room

26:11 Get clients. Service clients. Don't go to jail.

29:15 Faith, identity, and building something bigger than himself

~~~

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Faith-Filled Financial Planning | Robert Young & Doug Cellini

Fri, 31 Jul 2026 11:00:00 GMT

As business partners serving Michigan families and business owners, we (Robert Young and Doug Cellini) noticed a persistent disconnect between faith and financial planning.

So we built the "Mustard Seed System" a five-step, scripture-rooted framework to bridge that gap. By optimizing tax and estate strategies, we can help people uncover "the one percent" of hidden potential to maximize their impact on the world.

In this episode of The 1% Podcast, we covered:

→ Why "your wealth isn't yours" changes every decision that comes after it

→ The five steps of the Mustard Seed framework

→ A real example of turning a required IRA withdrawal into a bigger gift

→ Why business owners with over 100 employees are quietly overpaying for retirement plan audits

→ How to talk to your kids about money before they inherit it

Chapters

00:00 Intro

01:14 Why faith and money feel awkward to talk about

05:57 Where the Mustard Seed idea started

09:34 What Mustard Seed isn't

12:29 Step one: preparing the soil of your mind

19:13 Step two: deciding where your extra one percent goes

21:29 Step three: sowing seeds every single day

28:10 Step four: working the land with real strategies

34:08 Step five: rest, reset, and pass it on

40:49 The bigger vision, and what we're asking you to do

~~~

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How They Built A Lasting Legacy | John & Ryan Pastor

Fri, 24 Jul 2026 11:00:00 GMT

John Pastor and his son Ryan run George H. Pastor and Sons, a Michigan construction company that started in 1925 with a banker who decided he'd rather build houses.

Three generations later, they're still going strong, along with a handful of Burger King franchises, a concert venue, and a family foundation that raises money for kids fighting things like epilepsy and brain tumors.

In this episode of The 1% Podcast, we covered:

→ How a family construction company survived the 1980s housing crash

→ The zoning loophole that got them into the Burger King business

→ Ryan's brain tumor at age seven and the years it took to recover

→ Building a church in Michigan's Upper Peninsula during COVID

→ Why the Pastor family started their own charitable foundation

Thanks to John and Ryan for making the drive up and sitting down with us. So glad we have the opportunity to share your story with our audience!

Chapters

0:00 Intro

1:56 Three generations of George H. Pastor and Sons

4:16 The convenience pickup window that started it all

9:04 From Burger King franchises to concert venues and beyond

10:23 Building the family foundation

11:35 Sled hockey and a Red Wings legend's comeback

21:20 A zoning fight that led to a run for state office

25:20 Ryan's brain tumor and the long road back

32:21 A mission trip that became a church

40:09 Stewardship, the foundation's future, and closing thoughts

~~~

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