Make it Shine Money

From TikTok to Warren Buffett: Exploring Ways to Learn About Money

Wed, 25 Oct 2023 04:01:24 GMT

Join us on the latest episode of the "Make it Shine Money" podcast, where we dive into the fascinating world of learning about money. From unconventional sources like social media and financial content creators on YouTube and TikTok to more traditional avenues such as books, podcasts, and expert opinions, we explore the diverse ways people educate themselves about personal finance. Get ready for a fun and insightful journey into the world of money, with tips and recommendations that might just help you make your fortune! 💰💡 #FinancialEducation #MoneyMatters #MakeItShineMoney #PersonalFinance #FinancialLiteracy #LearningAboutMoney #MoneyPodcast #FinanceJourney #Investing #MoneyWisdom #WealthBuilding"

Investing in Luxury Watches: Timeless Wealth or Time Wasted?

Wed, 18 Oct 2023 14:57:55 GMT

Get ready to dive into the world of luxury watches with Shirley and Monisha! 🕰️💰 In this episode, they unlock the secrets of luxury watch investments and why they're so much more than just fancy timepieces. From Rolex's incredible resale value to the thrill of wearing a $100k watch that looks inconspicuous to the untrained eye, the hosts break down the allure of these timeless treasures. 💎🤑Learn how to start your own watch collection, uncover the importance of authenticity, and find out why luxury watches are a blend of passion and potential profit. If you're intrigued by quiet luxury and the idea of your wrist being a canvas for your wealth, join the conversation on this episode! 💫🎙️ #LuxuryWatches #InvestmentBliss #TimeIsMoney #RolexRiches #FinancialFun #MakeItShineMoney

The Tipping Point: Exploring the Changing Landscape of Tipping

Wed, 11 Oct 2023 03:49:53 GMT

In this episode, we delve into the complex world of tipping. We discuss the rise of tipping percentages, the history of tipping, cultural variations, and the expanding practice of "tip-creep." We explore the impact of tipping on the cost of dining out, tipping's cultural nuances, and the debate around service workers' wages. Is it time to reconsider tipping? Join the conversation.#TippingCulture #TipInflation #ServiceIndustry #TippingDebate #WageFairness #TippingAroundTheWorld #DiningOut #ServiceWorkers #TippingEtiquette #RestaurantIndustry #TippingDebate

Feeding Your Finances: Unlocking Savings Secrets from Grocery to Buffet

Wed, 11 Oct 2023 03:41:39 GMT

Welcome to season 3! In this episode of Make it Shine Money, we dive into the world of soaring food costs, offering expert insights and practical tips to save on groceries, meal prep kits, and buffet visits. We uncover the various factors behind rising food prices, from supply chain disruptions to labor constraints. The episode highlights the impact of food delivery apps and the convenience of meal prep kits while shedding light on how all-you-can-eat buffets manage their margins. With humor and relatable stories, this episode provides a fresh perspective on managing food expenses. Tune in for a banquet of insights that can help you manage your food budget more effectively. #MakeItShineMoney #FoodCosts #GrocerySavings #MealPrepKits #BuffetStrategies #FinancialTips #MoneySavingTips #MealPrepKits #FinanceTalk

Season 2 Finale: Reflecting on Favorite Moments, Answering Money Questions, and Planning for the Future

Wed, 24 May 2023 03:42:16 GMT

In the season 2 finale of the Make it Shine Money podcast, hosts Monisha and Shirley reflect on their favorite moments from past episodes, including discussions on relationships and money. They emphasize the importance of financial transparency and storing financial statements in accessible places before moving in together or getting married. The hosts also share interesting insights, such as the prevalence of secret bank accounts and the use of aging filters to encourage retirement savings. They answer listener questions on topics like #GraduationGifts, #EngagementRingExpectations, and provide #InvestmentAdvice. The hosts emphasize the importance of #OpenCommunication, #FinancialPlanning, and making informed decisions. They also share insights on #SmartShoppingDeals and encourage listeners to consider #DiversifiedInvestment strategies. Don't miss their upcoming season in the fall!Monisha and Shirley conclude the episode by expressing gratitude to their listeners and announcing their break for the summer, with plans to return for a new season in the fall. The episode highlights the importance of communication, financial planning, and informed decision-making in matters related to money.

Outlet Shopping: Do You Really Get a Better Deal?

Wed, 19 Apr 2023 04:20:22 GMT

In this episode of the Make it Shine Money podcast, hosts Monisha and Shirley dive into the world of outlet shopping, exploring whether or not it really offers better deals. They discuss the history of outlet malls, how they differ from traditional malls, and provide tips for making the most of your outlet shopping experience. While outlet shopping can offer great savings, it's important to be aware of the deceptive pricing tactics used by some retailers and to plan your visit, make a list, and set a budget. Whether you're a seasoned outlet shopper or new to the game, this episode offers valuable insights and advice for finding the best deals and making the most of your time and money. #OutletShopping #Deals #TipsAndTricks #Retail #Shopping #Discounts #Savings

Ten best places to retire in the world!

Wed, 12 Apr 2023 04:50:20 GMT

In this podcast episode of Make It Shine Money, Monisha and Shirley discuss the 10 best and most affordable places to retire in the world. They use a study released by International Living in 2023 that asked Americans retired overseas to score 10 categories including housing, benefits and low-cost perks, visas and ease of residence, cost of living, cultural assimilation and entertainment, quality and accessibility of healthcare, development, climate, government stability, and opportunity to semi-retire. Each category scored up to 100 points and the hosts discuss the top 10 countries that scored the highest. They also conducted their own research outside the study and used Numbeo.com to compare the cost of everyday things to New York City to help level set. The hosts discuss each country's ranking, its score on each category, and everyday costs compared to New York City. The podcast covers countries such as Thailand, Italy, France, Spain, Portugal, Costa Rica, Mexico, Colombia, Ecuador, and Panama. #retirementplanning #internationaltravel #affordableliving #expatlifestyle #numbeo #InternationalLiving #podcasting #financialliteracy

7 most common online scams and how to avoid them

Wed, 05 Apr 2023 04:02:15 GMT

In this episode, we discuss the prevalence of financial scams and share our experiences of almost falling for scams. We talk about the increase in scams during the pandemic and how scammers rely on people to give out their information. We discuss the most common types of scams, including the romance scam, overpayment scam, the lottery or sweepstakes scam, and the phishing scam. We provide tips on how to avoid falling for these scams and emphasize the importance of being aware and educated to protect yourself and your money. #financialscams #onlinescams #pandemic #overpaymentscam #romancescam #lotteryscam #phishingscam #tips #awareness #scamcity #pandemicscams #dontgetsuckered #protectyourwallet

Unconventional Ways to Make Money: Exploring Unique Side Hustles

Wed, 29 Mar 2023 04:16:01 GMT

Monisha and Shirley discuss unconventional ways to make money (part 2 follow up to the original side-hustles episode)! They break down these ideas into three categories, starting with being paid for your feedback. This includes being a mystery shopper, participating in a focus group, or being a product tester. The hosts share their own experiences with mystery shopping and participating in focus groups. They also talking about paid gigs as a stand-in on your favourite tv show and selling your gaming or social media accounts! #sidehustles #mysteryshopper #focusgroups #moneypodcast

5 Common Disruptive Money Events and How to Manage Them

Wed, 22 Mar 2023 04:02:03 GMT

In this episode we discuss five common disruptive money events that can unexpectedly impact your bank account, including moving, getting robbed, losing your job, facing unexpected expenses, and dealing with health issues. We provide tips and advice on how to manage each situation, from understanding your insurance coverage to building an emergency fund. Tune in to this informative episode and learn how to prepare for these events or prevent them from happening in the first place.#MoneyManagement #DisruptiveEvents #Moving #Robbery #JobLoss #UnexpectedExpenses #HealthIssues

Spring Clean Your Finances: A 6-Step Guide and 4 Mind Hacks for Success

Wed, 15 Mar 2023 04:03:12 GMT

In this episode, we talk about the significance of spring cleaning your finances. We provide six easy steps to follow, beginning with an inventory check of your accounts and debts, including physical money like cash, uncashed cheques, and unused gift cards. We also suggest reviewing your health benefit allocations from work. Don't miss out on these helpful tips to declutter and organize your finances.

#springcleaning #finances #declutter #organize #inventory #accounts #debts #physicalmoney #cash #cheques #giftcards #healthbenefits.

How to Make the Most of Your Money in Your 20s: What We Wish We Knew

Wed, 08 Mar 2023 03:32:51 GMT

Get ready to dive into some real talk about money in your twenties! In this episode, we talk about the things we wish we knew about money when we were young and carefree.

We all have our own memories of money growing up, and let's be real, it was never a topic that was openly discussed in our families. But we're not alone! We highlight the lack of financial education in schools and even interviewed seven of our friends who spilled the tea on their own financial regrets and what they would have done differently.

The episode is a wake-up call to the importance of financial education, and how the choices we make in our twenties can impact our long-term financial stability. So, grab your favorite drink, sit back, and join us for this money talk - trust us, you don't want to miss it!

#moneymanagement #financialliteracy #financialeducation #personalfinance #savemoney #budgeting #investing #creditcards #financialtips #20s #moneyadvice #moneytalks #moneywisdom #moneygoals #financialwellness #podcast #makeitshinemoney

How to protect your finances when moving in with your partner?

Wed, 01 Mar 2023 05:02:41 GMT

Welcome to the Make it Shine, the Money Podcast! In this episode, your hosts Shirley and Monisha dive into a topic that's becoming more common these days: living together without being married. They're talking about common-law relationships and the importance of protecting yourself with a cohabitation agreement.

We all know about prenups for when you tie the knot, but did you know that living with someone can also have legal consequences? Shirley and Monisha break down the benefits of a cohabitation agreement, like keeping your assets safe in case of a split. And if you're thinking "oh, that won't happen to me", they share a cautionary tale that will make you think twice!

So grab your favorite beverage and tune in to this fun and informative episode. Because when it comes to your money and your future, it's always better to be safe than sorry!

Listen to the episode for more information and insights on navigating the financial aspects of relationships.

#cohabitationagreements #commonlawrelationships #protectyourfinances #makeitshinemoney #podcast #commonlawpartners #legalrights #prenup #transparency #lawyer #breakup

Tips and tricks on how to win the lottery!

Wed, 22 Feb 2023 05:17:18 GMT

Get ready to learn about the ins and outs of the lottery industry in this episode of Make it Shine, the Money Podcast! Hosts Shirley and Monisha delve into the history of lotteries and share interesting facts about lottery demographics. They also spill the tea on the differences between winning the lottery in Canada and the United States, including the tricky topic of taxes and the possibility of staying anonymous. But winning the lottery isn't all sunshine and rainbows - the hosts also touch on the potential pitfalls of suddenly becoming ultra-rich and how to handle the emotional toll of a major life change.

Be sure to join in on the conversation using the hashtags #lotteryindustry #winningthelottery #financialplanning #lotterycurse #lotterytips #getrich!

Are women better investors than men?

Wed, 15 Feb 2023 05:02:17 GMT

In this podcast episode, we discuss the gender investment gap and whether women are better investors than men. We review several studies and statistics that show women tend to invest less than men, but when they do, they often perform better. We will also talk about the reasons for the gap, including lack of confidence and representation, as well as institutionalized biases in the investment industry.

Finally, we highlight the potential positive impact of women investing in socially responsible investments.

#genderinvestmentgap #womeninvestors #investing #personalfinance #financialliteracy #sociallyresponsibleinvesting #genderwealthgap

Save big on storage costs and declutter like a minimalist

Wed, 08 Feb 2023 05:20:16 GMT

Unlock the secrets of smart storage on this episode! Join us as we explore the pros and cons of self-storage, diving into the 4 Ds of storage costs: Death, Divorce, Dislocation and Downsizing. Get insights and tips on downsizing comfortably and learn why the self-storage industry is worth $88 billion and growing. #MakeItShine #MoneyPodcast #StorageCosts #Declutter #Minimalism #SelfStorage #The4Ds

The world of side hustles and how to turn your passion into profit!

Wed, 01 Feb 2023 05:02:01 GMT

Ready to turn your passion into profits? 💰💡 In the latest episode of Make it Shine - the Money Podcast, we share our own experiences with side hustles and the secrets to success. From childhood paper routes to dog clothing sales, we will also share the ups and downs of turning hobbies into extra income. 💡 Check out our 5 tips to help you get started with your own side hustle and start making money doing what you love! 💰 #sidehustles #passiontoprofits #makeitshine #moneypodcast #extraincome

Can selling sneakers make you rich?

Wed, 25 Jan 2023 05:22:17 GMT

Did you know the sneaker resale market is worth 10 billion dollars and is estimated to grow to $30 billion by 2030? Join us on the latest episode of Make it Shine, the Money Podcast as we explore the world of sneaker investing!

We'll take a deep dive into the market, discuss how sneakers might be a new alternative investment class, and share our insider tips on how to start building your own sneaker resale empire. From identifying the hottest trends and releases, to understanding the principles of scarcity and demand, we'll give you the tools and knowledge you need to succeed in the sneaker resale game.

We'll also talk about popular platforms like #StockX and #GOAT and how to use them to your advantage.

Tune in now to learn more! #sneakerinvesting #sneakerresale #sneakerwealth #moneypodcast #michaeljordan

How to attract wealth during the Lunar New Year?

Thu, 19 Jan 2023 19:33:56 GMT

Want to know how to attract fortune, luck, and more money during the Lunar New Year? In this episode we'll share tips on cleaning your house, getting a haircut, and wearing new clothes in the lucky color of red. We'll also talk about the importance of gifting money in red envelopes, and how to make the most of this time to start the year off on the right foot. Whether you're a seasoned pro or new to celebrating the Lunar New Year, you won't want to miss this episode! Tune in and learn how to make the most of this festive time and attract wealth and prosperity. #LunarNewYear #MoneyTips #Fortune #Luck #Traditions

What’s a prenup and should you get one too?

Wed, 18 Jan 2023 09:01:15 GMT

Get ready to learn about prenuptial agreements and how to protect your assets in a relationship. In this episode we are breaking down the topic and giving valuable insights on the pros and cons of getting a prenup.

With divorce rates at an all-time high, it's important to be prepared for the "what if's" in a relationship. Did you know that according to a study, the average divorce rate in Canada is around 40-50%?

Listen in to learn why prenups are growing in popularity, and the importance of having a legal agreement before getting married. Don't be caught off guard, tune in to Make it Shine, the Money Podcast for #prenup101 #moneymatters #relationshipgoals #financialplanning #weddingplanning"

How to set SMART money goals?

Fri, 13 Jan 2023 03:34:37 GMT

New Year = New Goals! Did you know that you are 43% more likely to achieve your goal if you write it down? Whether its a new year or a new day here is a great podcast to help you get set achievable money goals.

Use this podcast to help you set up a goal to Earn More, Save More, Pay off your Debt and How to Invest. Lets get SMART about Money.

8 Ultimate Shopping Deal Secrets

Thu, 01 Sep 2022 18:22:28 GMT

Do you love shopping? Do you love deals? Here are 8 of our tested ultimate shopping deal secrets to help you stretch that dollar and get the most bang for your buck!

Is buying a Louis Vuitton, Chanel, Hermes Birkin bag a better investment than the stock market?

Fri, 19 Aug 2022 04:00:38 GMT

Want to know if designer bags are worth the splurge? On this episode of Make it Shine, the Money Podcast, we're breaking down the luxury handbag market, comparing the investment potential of designer bags versus the S&P 500, and giving our thoughts on investing in designer brands like Hermes, Louis Vuitton, and Gucci. Plus, we're sharing 5 expert tips on how to snag a designer bag at a steal. Don't miss out on the designer bag craze, tune in to Make it Shine for #luxuryhandbags #designerinvestment #bagaholic #designertips"

Are you superstitious about money?

Sat, 13 Aug 2022 03:26:02 GMT

On today’s podcast – are you superstitious about money? We share some popular money superstitions from around the world! Maybe some of these stories will inspire you, Keep listening to learn more!

Does it cost more to be female? Get the scoop on the Pink Tax

Fri, 29 Jul 2022 01:58:58 GMT

In this episode we discuss the "Pink Tax". Learn what it means, how it affects you, and why it continues to happen. From everyday products like shampoos and razors, to services like haircuts and dry cleaning, the pink tax is a real and prevalent issue for women. Don't miss this eye-opening discussion about gender pricing and how to combat it.

#PinkTax #GenderPricing #MoneyPodcast #MakeItShine #WomensRights #EqualPricing #ConsumerAffairs #MarketingStrategy

Is your partner cheating on you? Practical and useful advice on how to spot AND avoid financial infidelity.

Fri, 22 Jul 2022 01:20:03 GMT

Have you ever been caught in financial infidelity in a relationship or have you heard of it? Listen to our latest episode to learn about the realities of financial deception in relationships and what to watch out for. This episode is a must-listen for anyone in a relationship and for those who want to protect their finances.

#FinancialInfidelity #MoneyMatters #Relationships #Marriage #Couples #MoneySecrets #Debt #Income #Spending #Transparency #Banking #OnlineShopping #Retirement #Savings #Autonomy #MoneyMistakes

Subscribe now to stay updated with our latest episodes and gain financial insights!

What is the cost of getting a divorce?

Mon, 13 Jun 2022 13:42:34 GMT

Over 40% of couples that get married, end up getting divorced - and divorce doesn't come cheap. Listen to find out how much it costs to actually get divorced and what are the 5 tips that can help you save money during this time.

Tips include:

Be organized ahead of time
Find a lawyer you are comfortable with
Understand your lawyers fees
Work efficiently with your legal team
Get ready for your new single life

How much does it cost to raise kids? Navigating the Financial Realities of Raising Children

Thu, 09 Jun 2022 03:25:57 GMT

Do you have kids or are you wondering about growing your family? It may surprise you to find out how much it actually costs to have kids and raise them - whether its the cost of sleepless nights when they're infants or the cost of their accessories when they get older.

We also discuss the benefits and government support available to help parents as they navigate this new chapter.

#parentingcosts #familybudgeting #parenthoodexpenses #kidscostmoney #financialplanning #familyfinances #budgetingtips #costofraisingkids

To wed or not to wed? The financial costs AND benefits of getting married.

Fri, 20 May 2022 01:03:21 GMT

In this episode of Make it Shine - the Money Podcast, hosts Shirley and Monisha explore the costs of being married. They discuss the decline in marriage rates globally and how wealth is giving people more options to choose their lifestyle, including staying single or cohabiting. However, studies show that after a decade of being together, married couples have a net worth that is four times greater than singles. The hosts also talk about the costs of engagement rings and weddings, ranging from a few hundred dollars to millions. The episode provides insights into the financial aspects of marriage and the choices people have in today's society.

#MakeItShine #MoneyPodcast #CostsOfBeingMarried #MarriageRates #WealthAndOptions #NetWorth #EngagementRings #Weddings #FinancialAspects #SocietyChoices

Love on a budget: How much does dating really cost?

Thu, 12 May 2022 18:11:17 GMT

Join Shirley and Monisha as they explore the high costs of dating in the digital age. From expensive dinners to multiple first dates, find out how much money it really takes to find love. Discover tips and tricks on how to navigate the dating world without breaking the bank. Is it really worth it to spend so much on finding a partner?

#datingcosts #budgetlove #datingapps #moneytalks #findinglove #financialplanning #datingexpenses #loveonabudget #financialadvice #datingadvice #moneytips #relationshipgoals #financialgoals #datingstruggles #lovestories #lovetips #financialpodcast #moneypodcast

Breaking Down the Price of Being Single: How Singledom Affects Your Finances

Thu, 05 May 2022 03:19:57 GMT

In this episode of the "Make it Shine, the Money Podcast", hosts Monisha and Shirley explore the topic of the costs of being single. They discuss the financial benefits of living alone, as well as the higher costs associated with being a solo traveler, renting or buying a home, and buying groceries and other products designed for families or couples. The hosts also highlight the institutionalized discrimination against singles in various industries and point out the missed opportunities for companies to cater to this growing demographic. This episode is packed with valuable insights for anyone living independently, and it sheds light on the unique challenges faced by singles in today's society.

#CostOfBeingSingle #LivingAlone #FinancialBenefits #SoloTraveler #RentingVsBuying #InstitutionalizedDiscrimination #MissedOpportunities #IndependentLiving #SinglesFinances #CostOfBeingSingle #SingleAndStruggling #MoneyMattersForSingles #SingleLifeChallenges

Hidden secret money tips and why you should have a secret bank account

Fri, 22 Apr 2022 01:16:31 GMT

Are you hiding away money in an account that only you know about? Are you using it to buy clothes, shoes or video games? You're not alone. A surprisingly large number of men and women in relationships have a hidden bank account that they use for a variety of things.

Join the conversation as they delve into why people have secret bank accounts and the reasons behind it. #MoneyTalk #FinancialIndependence #SecretBankAccounts #CouplesMoneyIssues #AbusiveRelationships #Addiction #Divorce #RainyDayMoney #FYOUmoney #WomenAndMoney."

Why should you talk to your partner about money?

Wed, 20 Apr 2022 04:04:40 GMT

It doesn't always feel easy or come naturally but talking to your partner about finance and money early is the best way to a healthy relationship. Over 40% of marriages end in divorce with money being the number one reason for disagreements. A great way to avoid that is not only to identify when to talk about money but how to do it. In this podcast we discuss:

How to schedule a 'money date' with your partner
Top 5 questions to ask each other
Behavioural aspects to explore and be mindful of
Bonus tip for anyone getting married or entering a co-habitation

How do your emotions affect your financial decisions?

Tue, 05 Apr 2022 03:21:17 GMT

Do you ever wonder how your emotions impact your financial decisions? Or if being happy can actually make you money. Studies show that 80-90% of all decisions are made emotionally and without emotions we may never be able to make decisions at all. But are there some emotions that leave us worse off financially versus others? Tune in to find out!

'Ultimatum Games' study on how anger and disgust impact our decisions
How we need emotions to make any decision
Difference between a 'maximizer' and a 'satisficer'
Study on happier people making more money in the longer term
Name your emotion and practice the 5 Why's to get to the root cause

Why don't you invest in the stock market?

Sat, 26 Mar 2022 04:00:18 GMT

Are you worried about investing in the stock market because it feels like gambling? Do you know where to begin or how to start? Many studies have shown that stock markets consistently grow over time if you stay invested. You may be leaving thousands of dollars on the table by not investing today - Tune in to find out!

What holds us back from investing in the stock market? Understand the research to give yourself comfort
The 2 conversations Shirley had that changed her view on money and gave her the confidence to start investing
Who are the people and resources you can go to when you need advice on money
What can you invest in? The differences between individual stocks, ETFs, Mutual funds and how it relates to shopping at the grocery store
How to get started?

Disclaimer: Any views or opinions represented in this podcast are personal and belong solely to the podcast creator and do not represent those of people, institutions or organizations that the owner may or may not be associated with in professional or personal capacity, unless explicitly stated.

Why is it so hard to save for the future?

Sat, 19 Mar 2022 20:24:00 GMT

Saving money is challenging for many Canadians. In this episode, we share a mind hack that will help you think differently about saving for your future!

Episode Highlights:

The Marshmallow test
Saving for retirement
Age your photo to plan for the future
Write down your anti vision - what you don’t want to happen in the future

Can Money Buy Happiness?

Thu, 20 Jan 2022 14:31:32 GMT

Does money buy happiness? Some studies have shown people reach optimal happiness with an income of $75K to $400K. What do you think and why does it matter? Tune in to find out!

Study on happiness at $75K income
Study on happiness at $400K income
Does money = freedom = happiness?
Importance of negotiating your income
Know what you spend your money on and does it bring you happiness
Identify the things that make you unhappy & eliminate them

Find out more at: https://www.makeitshinemoney.com/canmoneybuyhappiness

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