In this eye-opening episode, Tracy talks with Dr. Jay Zigmont, Certified Financial Planner and founder of Childfree Wealth, about what it really means to navigate marriage, money, and divorce without children in the picture.

Jay and Tracy dive into the unique challenges (and surprising advantages) that childfree individuals face during and after divorce. From planning for long-term care to rewriting financial expectations and building community, this episode is a must-listen if you're divorced, divorcing, or simply living life on your own terms—no diaper bags required.

What you'll learn in this episode:

• Why divorce without kids is not always easier—and what makes it different
• The major financial planning mistakes childfree people make (especially during divorce)
• How to build your safety net and support system when there's no "next of kin"
• What to do with your powers of attorney, beneficiaries, and estate plans post-divorce
• How childfree divorcees can avoid common traps and create a confident financial future

Tracy and Jay also explore the idea of choosing whether or not to marry—and how legal, financial, and emotional considerations all come into play, especially without the "stay together for the kids" factor.

Whether you're childfree by choice or circumstance, this episode offers powerful, practical advice for owning your future, protecting yourself financially, and designing a life that fits you—not some outdated playbook.

Get Dr. Jay's new book The Childfree Guide to Life and Money: https://amzn.to/3XALmD9

Your life. Your money. Your rules. Tune in now and get empowered to build your future—without apology.

#ChildfreeDivorce #FinancialPlanning #DivorceSupport #NoKidsNoProblem

This week, Tracy Coenen sits down with Dr. Christine Cocchiola, trauma-trained therapist, researcher, and creator of the Protective Parenting Program. With over 20 years of experience in social work and domestic abuse advocacy, Christine brings both professional expertise and personal insight to the conversation. She's here to expose the truth about coercive control—what it looks like, how it damages families, and how women can fight back in the face of this insidious abuse.

Tune in to learn the truth about this type of abuse:

• What coercive control really is—and why it's the root of all types of abuse
• How abusers manipulate, gaslight, and isolate their victims without ever laying a hand
• The devastating impact coercive control has on children—and why the "don't put kids in the middle" advice can backfire
• How abusers weaponize the family court system to continue their control
• Why traditional therapy often fails victims of coercive control—and what actually helps

Coercive control can be subtle or overt, but the goal is always the same: to dominate and diminish. Dr. Cocchiola breaks down how this abuse operates—and what you can do to protect yourself and your kids, even when the system feels stacked against you.

How to protect yourself and your children from coercive control:

• Understand that post-separation abuse is real—and often escalates after you leave
• Learn how to name and validate your children's experiences without badmouthing the other parent
• Shift from reacting emotionally to responding strategically—especially in court
• Know when to let go of the "win" to protect your peace and your children's safety
• Drop truth bombs, set boundaries, and disengage—while staying grounded in reality

Check out this episode to get the tools, language, and confidence to recognize coercive control, set healthy boundaries, and support your children through the chaos.

Resources & Links:

Dr. Cocchiola's book FRAMED: Women in the Family Court Underworld : https://amzn.to/3ZjUHz5

Visit Dr. Cocchiola's website: https://www.coercivecontrolconsulting.com/

Meagan Norris is a certified life coach and attorney who helps women stop reacting and start leading. In this episode, she joins Tracy to talk about what it really means to be the CEO of your divorce—how to show up with clarity, strength, and purpose, even when you're scared or overwhelmed. This isn't about having all the answers. It's about being the one who decides what happens next.

What You'll Learn in This Episode:

• Why you don't need to wait until you "feel ready" to take control
• How outsourcing decisions during divorce can backfire
• What it looks like to lead your legal process instead of getting dragged through it
• The small mindset shifts that build major confidence
•  How to own your power, even when you're still grieving

This conversation is for every woman who's been told she's "too emotional," "too confused," or "not strong enough" to handle her own divorce. Meagan's here to remind you: you are already the expert on your life. It's time to start acting like it.

How to Take Control of Your Divorce Like a CEO:

• Ditch the shame and guilt—it's not helping you
• Ask better questions (you're allowed to be curious!)
• Make informed decisions with confidence—even the hard ones
• Build a team that supports your vision, not just your ex's demands
• Remember: leadership isn't about perfection—it's about intention

Tune in now if you're ready to stop surviving your divorce and start leading it—with clarity, power, and purpose.

Resources & Links:

Check out Meagan's Advanced Divorce Academy: https://meagan-norris.mykajabi.com/

Follow Meagan on Instagram for practical mindset tools and encouragement: @meagannorriscoaching

Ashley Bernardi, award-winning author of Authentic Power: Give Yourself Permission to Feel, believes feeling emotions is actually the key to confidence, resilience, and powerful communication.

After overcoming childhood trauma and a debilitating health crisis, Ashley realized that speaking up, setting boundaries, and allowing emotions to surface are essential to success and well-being, especially in high-pressure situations.

Ashley knows how to own your voice and speak with confidence, and tells us:

• Why suppressing emotions can lead to burnout, illness, and unhappiness.
• How handle tough conversations without over-explaining, apologizing, and justifying yourself.
• The power of setting boundaries and saying "no" without guilt
• Practical strategies for staying calm and assertive under pressure
• Why storytelling is your most powerful tool in both personal and professional settings.

Owning your voice isn't about being the loudest in the room. It's about knowing when and how to speak up in a way that commands respect. Ashley shares actionable strategies to help you communicate clearly, powerfully, and without apology.

Book a call with Nardi Media for public relations and media services: https://nardimedia.com/contact/

Get Ashley's book, Authentic Power: Give Yourself Permission to Feel: https://amzn.to/3F7xwS3

Allison Baggerly is a budgeting expert and the author of Money Made Easy: How to Budget, Pay Off Debt, and Save Money, who turned her own $111,000 debt payoff story into a movement that's helping women take charge of their finances.

Allison created Inspired Budget to help women confidently manage their money. She knows that budgeting isn't just about spreadsheets. It's about feeling in control of your life. In this interview, she reveals the simple but powerful shifts that can help you stop feeling stuck, start making real financial progress, and finally feel good about your money.

Key insights from Allison when it comes to budgets:

• Why most people fail at budgeting (and how to make it work for you)
• The three biggest steps to taking back control of your finances
• Why traditional budgeting feels restrictive and how to reframe it so you don't feel trapped
• How to break the paycheck-to-paycheck cycle without feeling deprived
• The mindset shift that will help you stop feeling guilty about your money
• How to make budgeting a quick, painless part of your routine (seriously, just 10 minutes!)

Money stress doesn't have to be your reality. Allison shares simple, actionable steps to help you create a budget you'll actually stick to and regain financial confidence. For more budgeting tips and money mindset shifts, connect with Allison at Inspired Budget and grab her best-selling book Money Made Easy.

Allison's budget and debt payoff cheatsheet: https://inspiredbudget.com/cheatsheet

Connect with her on Instagram or Tiktok @inspiredbudget

In this solo session, Tracy Coenen walks you through the critical financial steps every woman should take before, during, and after divorce to secure her financial future.

Tracy has worked with hundreds of women going through divorce, and the ones who act early have significantly better financial outcomes. From securing bank accounts to protecting credit and gathering key financial documents, she'll walk through the most urgent and strategic moves you need to make.

Listen in to hear Tracy's key points for protecting yourself when it comes to your money:

• The banking mistake that could leave you cut off from your money
• How to secure your credit and prevent financial sabotage
• What documents you must gather before they disappear
• Why keeping the house might not be the smartest financial move.
• The truth about retirement assets and Social Security and what your ex won't tell you
• How to protect yourself from financial abuse and being cut off from money.

Many women don't realize how vulnerable they are until their financial security is at risk. Tracy shares the exact steps to take so you don't end up blindsided during the divorce process.

Key financial strategies to protect yourself:

• Take action before announcing your divorce. Secure accounts and key documents first.
• Don't let emotions dictate financial decisions. Think long-term security, not just immediate relief.
• Monitor your credit now and freeze it if necessary to prevent unauthorized debt.
• Be prepared for surprises. Even the most "reasonable" ex can turn difficult when money is involved.
• Keep an emergency fund separate and accessible. Financial independence is key.

Your financial security is in your hands. Let's make sure you're prepared. Get Tracy's course, PROTECT Yourself, for detailed guidance and tools to safeguard your money, your identity, and your technology: https://www.divorcemoneyguide.com/protect

Adrienne Hines, known as The Lady-Like Lawyer, has spent three decades helping people erase debt and rebuild their financial future. With a thriving legal practice and a viral presence on TikTok, she's changing the conversation around debt, bankruptcy, and financial empowerment. 

Adrienne is on a mission to erase the stigma around bankruptcy and help people see it for what it truly is: a fresh start. If you're drowning in debt, making endless minimum payments, or feeling like financial freedom is impossible, this conversation is for you. 

Most people assume bankruptcy ruins your financial future but Adrienne argues the opposite. She explains why bankruptcy is often the smartest move for people drowning in debt and how it can be a strategic wealth-building tool.

Bankruptcy isn't as scary as you think, so let Adrienne show you:

• Bankruptcy is a wealth-building tool, not a financial death sentence
• The biggest myths about bankruptcy that keep people trapped in debt
• How most people waste decades trying to pay off debt that should be discharged
• How to know if you should file and why waiting too long can cost you
• What types of debt bankruptcy can eliminate and what it can't erase
• Why filing for bankruptcy can actually improve your credit score faster
• Why borrowing from your 401(k) or taking out a debt consolidation loan is usually a mistake
• The step-by-step process to rebuilding wealth after bankruptcy

Some of Adrienne's best tips in this interview:

• If you can't pay off your debt in three years or less, bankruptcy might be the best option.
• Credit card companies use manipulative tactics to keep you trapped. Don't fall for them.
• Your retirement savings should never be used to pay off unsecured debt.
• Bankruptcy protects your home, car, and 401(k). It's not the disaster you think it is.
• Most people who file for bankruptcy recover their credit score in 12-18 months.

Bankruptcy doesn't ruin your financial future, it helps you rebuild it. Adrienne walks us through exactly how it works and why filing sooner, rather than later, can put you on the path to financial security.

Adrienne's book, The Magic of Bankruptcy, and her nationwide network of attorneys provide judgment-free guidance for anyone considering bankruptcy: https://amzn.to/465gPAE

Adrienne on TikTok: @theladylikelawyer

Jackie Pilossoph, founder of Divorced Girl Smiling, shares her best advice on the things women need to stop doing in order to create a more joyful, empowered life... whether you're newly divorced, single, or just looking for a fresh start.

We are often our own worst critics. In this empowering conversation, Jackie shares the top six things women need to stop doing if they want to live their best lives post-divorce. From over-apologizing to holding onto one-sided friendships, this episode will change the way you see yourself.

• Why women need to stop apologizing all the time and what to say instead
• The hidden damage of self-shaming and negative self-talk
• Why friendships should be reciprocal and how to recognize one-sided relationships
• The power of saying "no" without guilt, especially when you feel obligated
• How to reframe regret so it doesn't hold you back

Game-changing insights you'll walk away with:

• Confidence comes from within. Stop apologizing for taking up space.
• It's okay to let go of friendships that aren't mutual.
• You don't have to say yes to everything. Choose where your energy goes.
• Work-life balance is real. Overworking doesn't make you more valuable.
• Regret is normal, but dwelling on the past won't change your future.

Jackie's Divorced Girl Smiling platform is packed with resources for navigating divorce with strength and positivity.

Get Jackie's latest book, Who Let the Dogs Out? here: https://amzn.to/3PjknHz

Set up your free consultation call with Jackie: https://www.divorcedgirlsmiling.com/the-free-consult/

Therapist and divorce coach Jill Barnett Kaufman shares how to protect your kids from financial anxiety while managing your own post-divorce money struggles.

Kids pick up on everything, including your stress about money. Jill shares expert insights on keeping kids out of financial drama, handling child support conversations, and ensuring they feel safe and secure no matter what's going on behind the scenes.

What every parent needs to know:

• Why hiding money stress from kids isn't enough. They can still feel it.
• How to keep kids out of money battles even when your ex doesn't.
• How to respond when your child says, "Dad says you took all his money."
• What's okay and not okay to share with your children about money.
• The best ways to talk about money without making kids anxious
• How to handle "Disney Dad" situations when one parent spoils the kids while the other struggles.
• What to do if your ex is using money as a weapon in co-parenting

Kids shouldn't feel responsible for, or caught between, financial disputes. Jill shares practical ways to help children feel secure regardless of what's happening behind the scenes.

Get Jill's free resource, 8 Guidelines for Separated and Divorcing Parents: https://go.divorcecoachjill.com/8guidelines

Most women are conditioned to feel guilt, fear, or anxiety around money. Meagan shares why mindset shifts, energetic alignment, and identity changes are the real keys to rapid financial success.

Listen to Meagan on how to shift your money energy and grow wealth:

• Why money is more than just numbers. It's about mindset and identity.
• The biggest money mistake women make after divorce, and how to avoid it.
• How to rewire your brain for financial success. No complicated spreadsheets required.
• The sneaky ways scarcity thinking keeps women stuck in survival mode.
• What "money energetics" really means and how to shift your energy to attract more wealth.

Powerful money shifts you can start today:

• Decide that more is possible for you before you even know how.
• Start thinking like your wealthier future self. How would she handle money?
• Stop making decisions from fear and scarcity. Play the long game.
• Reframe setbacks as opportunities. Every challenge has a lesson.
• Financial security starts inside you, not in your bank account.

Listen now to learn how to quantum leap your income, your confidence, and your financial future!

Meagan is helping women create wildly profitable businesses and financial independence, especially after divorce.

Sit in on Meagan's FREE Make a Million masterclass: https://meagan-norris.mykajabi.com/make-a-million

Lisa Johnson, a high-conflict divorce strategist and co-founder of Been There, Got Out, has lived the nightmare of a high-conflict divorce. She successfully represented herself through countless court appearances and now helps others navigate the legal system when an ex is weaponizing it against them.

If you're dealing with legal abuse, false accusations, or endless court battles, this interview is a must-listen.

Lisa breaks down the harsh realities of high-conflict divorce and the legal system traps that keep people stuck. From "Friday night bomb" court filings to financial abuse tactics, she shares what you must know to protect yourself and fight back strategically.

You're going to learn:

• What makes a divorce high conflict and how to tell if yours is headed that way
• The truth about legal abuse: How exes use the court system to control and drain their former partners
• The most common dirty tactics high-conflict exes use
• Why some people will never stop fighting in court and how to protect yourself
• How to stop your ex from running up your legal bills with endless motions
• The biggest mistakes people make when dealing with a high-conflict ex in court
• How to shift from feeling powerless to taking back control

If your ex is playing dirty, it's time to take back your power. Lisa shares critical strategies to fight back without letting the conflict consume your life. Some of the essential strategies Lisa recommends:

• Choose an attorney who understands high-conflict divorce. This isn't a normal case.
• Take strategic oversight of your case. Don't just rely on your lawyer to handle everything.
• Be mindful of legal costs. Every unnecessary email, call, or filing can drain your resources.
• Your ex is not your ally. Don't fall for "let's handle this amicably" without legal guidance.
• Documentation is everything. Keep records of all communication, threats, and financial abuse.

Lisa specializes in guiding people through high-conflict divorce and custody battles with individual and group coaching options.

Get Lisa's Legal Abuse tip sheet: https://beentheregotout.com/legal-abuse-tips/

Check out Lisa's book Been There Got Out: Toxic Relationships, High Conflict Divorce, And How To Stay Sane Under Insane Circumstances: https://amzn.to/4gHGrHc

Paige Connell, a working mom of four and content creator, is here to expose the cracks in the childcare system and how they disproportionately hold women back in their careers and financial growth.

The rising cost of childcare is outpacing housing and grocery prices, forcing many women to scale back or leave the workforce altogether. Paige shares why this is a systemic issue, not just a personal problem, and what needs to change for families to truly thrive.

We discuss the harsh realities of the childcare crisis:

• Why childcare costs more than rent or a mortgage in most states
• The hidden ways childcare struggles push women out of the workforce
• How society still treats childcare as a "mom's problem" instead of a family issue
• Why summer camps, before-and-after school care, and school closures create an endless cycle of stress
• How single and divorced moms face even greater challenges with childcare costs and scheduling
• What women can do to advocate for better solutions at home and in policy

If you've ever felt like you're drowning in the logistics and cost of childcare, you're not alone. Paige is leading important conversations on equity in parenting, careers, and financial independence.

Get Paige's free guide to help you start the conversation with your partner about the mental load: https://www.sheisapaigeturner.com/mental-load-guide

Huge changes after 40 can feel overwhelming but they don't have to be. Karen Covy, divorce coach, lawyer, and host of the Off the Fence podcast, helps women reclaim their power, redefine success, and reinvent themselves at any age.

Many women feel stuck in old identities, afraid to start over. Karen breaks down the three essential keys to reinvention and how to move forward with confidence and clarity.

How to reinvent yourself at any stage, according to Karen:

• Keep in mind that reinvention isn't a one-time event, it's a lifelong process
• Why mindset is the #1 factor in successful reinvention
• The two types of reinvention, intentional vs. accidental (and why you want to choose the first one)
• Why midlife is the best time to make big changes
• The three keys to reinvention: mindset, vision, and action
• How to take action even when you feel lost or afraid
• Why it's never too late to build a life you love

You don't have to stay stuck in a life that no longer fits you. Karen shares the exact steps to create a new future with confidence and purpose. Karen's coaching and online programs help women navigate divorce, career pivots, and major life changes with less stress and more confidence.

Find out more about Karen's coaching services at her website: https://karencovy.com/decision-coach-2/

In this solo session, Tracy Coenen is breaking down how to take control of your financial future within relationships so you can build both security and freedom. She tackles common money myths, the importance of financial independence, and how to have those tricky money conversations without damaging your relationship. 

How to build financial confidence in love: 

• Why separate finances don't mean you don't trust each other
• The top financial myths keeping couples stuck and the truth behind them
• How to structure joint and individual accounts for a healthy balance
• The best way to talk about money with your partner, without fights or awkwardness
• The #1 mistake women make in relationships that leaves them financially vulnerable
• Creating a financial plan that supports both your individual and shared goals

Love and money can coexist beautifully when you have the right financial boundaries and strategies in place.

Five steps to a successful love and money plan:

• Know where you stand financially. Track your income, debts, assets, and credit score.
• Establish financial independence. Keep at least one bank account and credit card in your name.
• Master money conversations. Use structured "money dates" to talk about finances with your partner.
• Safeguard your assets. Prenups, postnups, estate planning, and legal protections matter.
• Plan for the future. Think beyond today and create a strategy for retirement, investments, and long-term security.

Get your FREE Love and Money Plan here: https://loveandmoneyplan.com

Lisa has spent her career helping women break free from financial shame, own their power, and create wealth on their terms. She's here to help you ditch the guilt, embrace financial confidence, and claim the love, money, and success you deserve... without apology. 

Lisa teaches how to have it all:

• Why society still tells women they have to "choose" between love, money, and success
• The biggest myth about men and women's financial habits and why it's complete nonsense
• Why women apologize too much and how to stop
• How to build financial confidence and power in any relationship
• Why women are about to inherit more wealth than ever and what that means for our future
• Lisa's "Stop Budgeting" method: How to take control of your money without tracking every penny

You don't have to shrink yourself to make others comfortable. Lisa shares how to own your financial power, create a partnership based on respect, and stop apologizing for wanting more. It's time to break free from outdated money beliefs. 

Take Lisa's free money personality quiz to better understand how you related to money: https://lisachastain.com/quiz/

Lina Sanchez, senior wealth manager and certified divorce financial analyst, helps women turn financial fear into confidence. She specializes in guiding clients through major life transitions with clarity and strategic planning. 

In this interview, Lina explains how women can take charge of their finances post-divorce, avoid common pitfalls, and build long-term security. The goal is for women to make informed decisions about their future and their finances, and this requires understanding more about where you stand with your money right now. 

Listen in to hear Lina's advice on key financial strategies for success after your divorce:

• Why financial confidence isn't about how much you have, it's about how much you know
• The biggest reason women avoid finances and how to change that.
• How to take inventory of your money and track your cash flow with confidence.
• How to assess whether you can truly afford to keep the house
• How to prepare for unexpected financial disruptions: divorce, job loss, or major life changes
• Why financial planning is about long-term sustainability, not just survival
• How to work with a CDFA (Certified Divorce Financial Analyst) for smarter decisions

Feeling financially empowered starts with knowledge and action. Lina breaks down exactly how to take control of your money, no matter where you're starting from.

Connect with Lina: https://aspiriant.com/people/lina-sanchez/

Lora Cheadle, betrayal recovery coach, attorney, and TEDx speaker, helps women heal from betrayal. Whether it's infidelity, financial deception, or even job loss, betrayal can create deep-seated fears that keep us stuck in unhealthy patterns. 

Lora explains why unhealed betrayal often hijacks major life transitions, making it harder to move forward. If you've ever struggled to trust again in relationships, finances, or career, this interview will help you break free from that cycle. 

What you'll learn from Lora:

• Betrayal isn't just about infidelity... it happens in careers, friendships, and even within yourself
• How unhealed betrayal manifests as self-doubt, fear, and playing small
• The key signs that past betrayals are holding you back from embracing new opportunities
• Why many people repeat toxic relationship patterns after being betrayed
• How to reframe expectations and prevent future disappointments
• The power of laughter and joy in re-regulating your nervous system after betrayal

Betrayal doesn't have to define you. It can be the catalyst for growth and empowerment. Lora shares the mindset shifts and tools needed to heal and move forward with clarity.

Lora's coaching programs and legal expertise provide a unique blend of emotional and practical guidance for healing after betrayal.

Get Lora's Betrayal Recovery Tool Kit: Find Relief, Reclaim Yourself, and Rewrite Your Story: https://loracheadle.com/betrayal-recovery-took-kit/

Nicole has helped hundreds of women and couples break free from debt, build wealth, and gain financial confidence without shame or complicated money systems. If you're feeling stuck, overwhelmed, or just unsure of what to do next, this conversation will help you shift your mindset and take action. 

Whether you're drowning in debt, living paycheck to paycheck, or feeling financially lost after divorce, Nicole shares why your situation isn't hopeless, and how to create a realistic plan to turn things around. 

Nicole is telling us:

• The three biggest financial mistakes that keep people stuck
• Why stress about money doesn't mean you're bad at it
• How to identify your core financial issue so you stop wasting time on bad advice
• Why most budgets fail and what actually works instead
• How to create a plan that feels empowering instead of overwhelming
• The biggest money myths keeping women stuck and how to break free

You don't need to be "good at money" to build wealth, you just have to be willing to learn. Avoidance of your money problems will just make them worse, which is why small steps forward are better than none. No matter where you are financially, you have options.

Nicole shares practical steps to help you take control of your money and start creating a future you actually feel good about. She has helped hundreds of women break free from financial shame and anxiety.

To talk to Nicole about her financial coaching, go to this link: https://form.jotform.com/240305424199050

Shari believes women don't need lectures or judgment about their spending. What we need is a strategy that fits real life. Whether you're the primary breadwinner, a stay-at-home mom, or somewhere in between, Shari's approach helps you understand your money without shame and take smart steps toward financial independence.

This episode is packed with practical, relatable advice to help you stop feeling behind and start feeling in control. 

What you'll learn in this episode:

• Why traditional budgeting fails and what actually works
• How to create a "spending strategy" instead of depriving yourself
• Why values-based budgeting helps you align your money with your life
• How to talk to your partner about finances... without the fight
• Smart ways to protect yourself financially in relationships and marriage

You don't have to understand Wall Street to take control of your wallet. Shari breaks down the emotional side of money and shows how to create a system that supports your goals, your lifestyle, and your peace of mind. 

How to take back financial control:

• Understand your "money language" and find advisors who speak it too
• Use the 50/30/20 rule as guardrails, not handcuffs
• Know the difference between a need, a want, and a wish
• Set up money dates and start talking with your partner early and often
• Don't wait for a crisis to get involved in your household finances

Tune in now to learn how to create a healthy, empowered relationship with your money on your terms. 

Check out Join Shari's Everyone's Talkin' Money Club: http://www.everyonestalkinmoney.com

Listen to her podcast: Everyone's Talkin' Money

Connect with Shari on LinkedIn: https://www.linkedin.com/in/shari-rash/

Mardi Winder-Adams, an expert divorce coach for high-achievers, shares the biggest (and most avoidable) financial mistakes people make in divorce. If you want to protect your wallet and your peace of mind, this interview is a must-listen.

When you're going through a divorce, what you don't know can hurt you and cost you a fortune. Mardi reveals the common pitfalls, from agreeing to a settlement without understanding the long-term tax impact to underestimating hidden financial risks. This is the strategy session you wish you had before filing for divorce!

What you'll take away from this episode: 

• The #1 financial mistake almost everyone makes in divorce
• Why hiring an attorney first might not be the smartest move
• The financial consequences of fighting for the family home and why keeping it isn't always the smartest move
• Why so many women give up retirement funds and how to protect yourself from financial disaster
• The hidden dangers of "amicable" divorces, and why trusting your ex can backfire
• The sneaky ways your ex could be hiding money
• How to strategically prepare for divorce before you say a word

Ready to take control of your divorce process? Mardi helps clients avoid financial disaster and build a confident, strategic approach to their split.

Check out Mardi's book From I Do To I'm Done: A Woman's Guide To Preparing For Divorce: https://amzn.to/4hSAfNt

Find out more about divorce coaching for women: https://www.divorcecoach4women.com/

Paige Pritchard, the creator of Overcoming Overspending, helps women break the cycle of emotional spending and take back control of their money. 

Paige knows from experience that willpower alone isn't enough to stop overspending. After struggling with impulse shopping in her 20s, Paige developed a proven framework to help women understand why they shop emotionally and break the cycle for good. If you've ever found yourself saying, "Just one more purchase won't hurt," this interview is for you! 

Hear Paige's insights on:

• The psychology behind shopping addiction and why it's not just about discipline
• The "Screw It" mentality... why we keep spending even when we know we shouldn't
• How retailers and social media fuel impulse shopping and how to fight back
• The dopamine trap.. why shopping feels so good in the moment but leads to regret later
• The real reason cutting up your credit cards doesn't work
• Paige's four-phase process for breaking free from overspending

Overspending isn't just about willpower. It's about learning how to process emotions in a healthier way. Paige shares how to identify why you're shopping, take back control, and stop relying on shopping for comfort or validation. 

Here's how you can escape the emotional shopping cycle:

• Recognize your shopping triggers: stress, boredom, loneliness, or comparison.
• Pause before purchasing. Delay buying for 24 hours to see if you really want it.
• Create a "splurge fund" so you can spend guilt-free without sabotaging your finances.
• Celebrate small wins. Every time you resist impulse shopping, you're building a new habit.
• Find healthier coping mechanisms like journaling, movement, or deep breathing instead of shopping.

Paige's coaching program, Overcoming Overspending, has helped thousands of women build healthier money habits. 

Check out her FREE masterclass, Escape Emotional Shopping here: https://overcomingoverspending.com/escape

Tracy Malone, an international coach and founder of Narcissist Abuse Support, helps survivors of narcissistic relationships overcome financial fear and regain control of their money. 

Fear of money isn't just about numbers. It's about emotional trauma, self-worth, and past experiences. Tracy shares how financial anxiety often starts in childhood and grows stronger through toxic relationships. If money stress keeps you up at night, this conversation will help you break free.  

What you'll get from this interview: 

• Why money fear isn't just about finances, it's about survival
• How childhood messages shape your financial confidence, and how to reframe them
• The connection between financial abuse and long-term money anxiety
• The three biggest financial traumas that keep people feeling powerless
• How to reprogram your beliefs about money and build confidence
• Steps to create a financial plan that feels safe and empowering

Avoiding money doesn't make financial stress go away. It makes it worse. Tracy shares the mindset shifts and practical steps to help you break free from fear and start making empowered financial choices. 

Tracy's platform, Narcissist Abuse Support, offers tools for healing from financial abuse and rebuilding financial independence. If money has ever felt overwhelming, this interview is for you.

Get Tracy's book, Divorcing Your Narcissist: You Can't Make This S**t Up!:  https://amzn.to/42yjra3

Divorce can wreak havoc on your finances, and for many people, debt is the biggest financial burden they face post-divorce. Between legal fees, credit card debt, and splitting financial responsibilities, it's easy to feel overwhelmed. But there are ways to take control and get back on track. 

Natalia Brown, Chief Compliance and Consumer Affairs Officer at National Debt Relief, has helped thousands of people regain financial stability, and in this episode, she's here to share how to tackle debt strategically and confidently. Natalia is breaking down your options, clearing up misconceptions about debt relief, and helping you move forward financially after divorce. 

What you'll learn in this conversation:  

• Why divorce often leaves women with a higher share of the debt, and how to navigate it
• The truth about debt settlement vs. debt consolidation
• Why a divorce decree does NOT protect you from creditors if your name is on the debt
• How to handle joint debt from your marriage without ruining your credit
• Why minimum payments keep you stuck and how to break free
• How debt settlement works, and when it's a better option than bankruptcy
• The first steps to creating a debt payoff plan that actually works

You are NOT stuck in debt forever. Natalia shares the best strategies for taking control of your financial situation, even if you feel like you're drowning. 

How to tackle debt after divorce:

• Know your financial responsibilities. Creditors don't care about divorce decrees.
• Explore refinancing or balance transfers to get debt off your name where possible.
• Consider debt relief options like settlement or consolidation if payments are unmanageable.
• Take action sooner rather than later. Ignoring debt only makes it worse.
• Remember: There's NO shame in asking for help. Financial recovery is possible.

If you feel overwhelmed by credit cards, loans, or divorce-related debt, there are solutions that don't require shame or struggle. Look at debt relief options, negotiation strategies, and smart financial planning to get you back on track. 

Natalia and her team at National Debt Relief specialize in helping people take back control of their finances. Learn more about their debt solutions and expert advice here: https://www.nationaldebtrelief.com/

Shane Walker, co-founder and CEO of Qube Money, has spent 30 years in financial behavioral science, helping people master the psychology of money. He believes that how you spend is a window into who you are, and in this episode, he breaks down how to create a spending system you actually enjoy.  

From personal finance struggles to $100K in credit card debt, Shane shares his own money mistakes and how he turned it all around. If you've ever felt guilty, stressed, or overwhelmed by money, this episode will shift your mindset.

How to develop a healthier relationship with money:

• The four major changes that have completely transformed how we interact with money
• Why most budgeting apps fail and how Qube Money fixes the problem
• How credit cards trick your brain into overspending  and what to do instead
• How to create a spending system that aligns with your values
• The psychological power of cash envelope budgeting, now in a digital format
• The emotional side of money and why we overspend, hide money, or avoid finances
• Why mindful spending leads to more wealth (without extreme frugality) 

Spending money shouldn't feel like a guessing game. Shane shares his expert insights on how to spend with confidence, reduce financial stress, and actually love the way you use your money.

Shane's company, Qube Money, is redefining personal finance by helping people spend intentionally. If you're ready to take control of your finances without feeling restricted, this interview is for you. 

Check out Qube Money: https://qubemoney.com/

Get a 60-day free trial to Qube Money with code: GETQUBED

Paige Connell, a content creator and advocate for women's equity, breaks down the unseen burden of unpaid labor and how it's quietly wrecking marriages and damaging women's mental health.

Join us to hear about:

• What the mental load really is and why it's not the same as household chores.
• The difference between "helping" and true partnership in a marriage.
• Why women's time is treated as endless, but men's time is protected.
• How the division of labor impacts women's mental health, confidence, and relationships.
• Why "just tell me what to do" is not the solution men think it is.

The mental and invisible loads aren't just frustrating... they're ruining relationships. Paige shares practical insights on how to make this work visible, have productive conversations, and create a more equitable partnership.

Key takeaways:

• A running to-do list in your head is still labor, even if no one sees it.
• "Helping out" at home isn't enough—it should be shared responsibility.
• Women shouldn't have to manage their partners like an employee.
• Resentment builds over time and without change, it can break a marriage.

Paige's advocacy for affordable childcare, paid leave, and gender equity has sparked national conversations.

Get Paige's free guide to help you start the conversation with your partner about the mental load: https://www.sheisapaigeturner.com/mental-load-guide

Money fights aren't really about money. They're about power, security, and hidden fears. In this episode, Shannah reveals why healthy arguments about money can actually lead to better communication, deeper intimacy, and smarter financial decisions.

Hear Shannah's advice on how to make money arguments work for you:

• Why never fighting about money is actually a red flag 
• How to turn financial disagreements into productive conversations
• Why keeping finances separate won't prevent disagreements, and what actually will
• The importance of "money dates" and weekly financial check-ins with your partner
• How to recognize and heal financial trauma so it doesn't sabotage your relationship
• The best way to talk about money with your partner without blame or shame
• A simple framework to improve financial communication in any relationship

Avoiding money talks won't make problems go away. Honest, open communication will. Shannah shares practical tools for turning financial tension into meaningful connection.

How to argue about money (the right way):

• Use "I" statements.  "I feel anxious when…" instead of blaming your partner.
• Be transparent. Even if you have separate accounts, you still need full visibility.
• Check in weekly. Small, consistent conversations prevent financial surprises.
• Set shared financial goals. When you're both working toward something, it's easier to align.
• Get curious, not defensive. Understanding your partner's money story leads to better communication.

Listen in now to learn how to stop avoiding financial conversations, and start using them to strengthen your relationship!

Get Shannah's book, Unraveling Your Relationship with Money: Ditch Your Money Trauma So You Can Live an Abundant Life: https://amzn.to/4gX6UR8

Follow her on Instagram for no-BS financial advice that actually works: @shannahgame

Dr. Barbara Provost and Maggie Nielsen are the powerhouse mother-daughter duo behind Purse Strings, a platform dedicated to empowering women with financial knowledge and giving them access to vetted professionals. Dr. Barb and Maggie are here to show you how to assemble a strong divorce team so you can make informed, confident decisions about your future.

What you'll hear from them:

• Why the financial industry has failed women and how to find professionals who actually have your best interests at heart
• The biggest financial mistakes women make in divorce and how to avoid them.
• Why relying on just an attorney isn't enough and how to build a full divorce team.
• How to vet financial professionals so you don't get taken advantage of.
• The real cost of keeping the house and why it may not be the best decision.

Divorce is a financial and legal process, not just an emotional one. If you don't have the right people on your team, you could be leaving money (and security) on the table.

Key takeaways:

• A lawyer alone isn't enough. You need financial experts, too.
• Keeping the house may not be the smartest financial move.
• Not all financial professionals are created equal. Choose wisely.
• Rushing through divorce can cost you. Slow down and make informed choices.

Listen now and learn how to build the right divorce team for your future!

Get your free worksheet, Where Is My Money Going: https://pursestrings.co/where-is-your-money-going/

If you've ever thought, "Why can't I just lose the weight and keep it off?"… Maggie Sterling has the answer, and it's not another diet.

As a weight loss coach, she teaches women how to stop battling their bodies and start building a healthy relationship with food. Enough of counting calories and using extreme deprivation to drop some weight, only to see the weight come back sooner rather than later.

Forget everything you've heard about dieting. Maggie reveals why willpower isn't the answer, how diet culture has set us up to fail, why restrictive diets don't work, and the surprising way to finally stop yo-yo dieting for good.

In this interview, Maggie reveals the diet and nutrition secrets most weight loss coaches will never tell you:

• The real reason diets fail and what to do instead
• How diet culture has convinced women to obsess over food (and how to break free)
• Why emotional eating is the biggest roadblock to weight loss
• How social media and diet trends are making weight loss harder, not easier
• The one question to ask yourself when you catch yourself stress-eating
• Why you don't need more willpower... you need a different approach
• What it means to partner with your body instead of fighting against it

Losing weight shouldn't feel like punishment. Maggie helps women break free from the binge-restrict cycle, rebuild trust with their bodies, and finally lose weight without obsession, guilt, or punishment.

Get Maggie's podcast roadmap here: https://www.vibewithmaggie.com/podcast-roadmap-form

Check out Maggie's VibeClub weight loss program: https://www.vibewithmaggie.com/

In this episode, Tracy Coenen sits down with certified financial therapist Erika Wasserman, author of the brand new book Conversations With Your Financial Therapist. Erika is here to break down the emotional side of money, help you shift your mindset, and give you the tools to start powerful money conversations with your partner, your kids, or even just yourself.

Whether you're rebuilding your life after divorce, navigating a new relationship, or finally getting serious about your finances, Erika shows you how emotional clarity leads to financial confidence.

What You'll Learn in This Episode:

• What financial therapy is and how it can change the way you relate to money
• Why 90% of our money decisions are emotional, not logical
• How to identify the money mindset you inherited and start shifting it
• Why even smart, successful women often feel stuck or ashamed around money
• The best ways to start honest money conversations in your relationships

Erika believes you don't need to know everything about money to take control of it. What you need is confidence, clarity, and a willingness to start where you are.

How to Change Your Relationship With Money:

• Start with one small conversation and use prompts if you need them
• Notice your internal money story and challenge negative patterns
• Use storytelling to make money talks feel less awkward
• If your financial advisor doesn't make you feel heard, find a new one
• Focus on progress, not perfection. Financial healing is a journey

Tune in now to hear Erika's personal story of reinvention, learn how financial therapy works, and discover how to build a mindset that supports the life you want.

Resources & Links:

Get Erika's new book Conversations With Your Financial Therapist: https://amzn.to/3TITsY0

Learn more about Erika's work: https://www.yourfinancialtherapist.com

Follow Erika on Instagram: @yourfinancialtherapist

Tami Wollensak, a Certified Divorce Lending Professional, specializes in helping divorcing women make smart mortgage decisions that protect their financial future. In this conversation, Tami shares her best insights on making an informed choice that won't leave you house-poor.

Knowledge you'll walk away with from this interview:

• The truth about refinancing and why it's not as simple as keeping your current mortgage
• Mortgage myths debunked, such as why "just assuming the loan" isn't always possible
• Hidden costs of home ownership: Property taxes, maintenance, and unexpected expenses that can derail your budget
• How to decide if you can really afford the home post-divorce
• Why renting (even temporarily) might be the smartest financial move you can make

Your home may hold sentimental value, but it's also a major financial commitment. Tami breaks down everything you need to consider so you can make a decision that supports your long-term financial well-being.

Insights that could save you thousands:

•  A mortgage assumption isn't always an option. Know your lender's rules.
• Refinancing could mean a much higher interest rate, so plan accordingly.
• Home ownership comes with more than just a mortgage. Factor in all the costs.
• Renting can give you time to reset financially before making a big decision.
• Buying a new home post-divorce might be easier than you think.

Listen in to get the expert advice you need to make the right housing decision during divorce!

Get Tami's guide, Divorcing With a Home: https://tami.samcart.com/products/divorcing-with-a-home

Coupon code for 50% off the guide: 50DMG

In this interview, Jack shares the missing link in financial education: How money psychology impacts our financial decisions and relationships. She breaks down why budgeting doesn't work for everyone, how money stories shape our financial habits, and how couples can build financial intimacy instead of financial fights.

Game-changing insights that Jack offered on love and money:

• Why money isn't just about budgets, it's about emotions and identity
• The most common financial conflicts in relationships and how to fix them.
• The one crucial money conversation every couple must have to avoid financial resentment
• How to have money conversations without guilt, blame, or frustration.
• Why knowing your "money story" helps you communicate better with your partner
• How money psychology can explain (and fix) your worst financial habits
• Why money date nights are the secret to financial harmony in relationships

Talking about money with your partner doesn't have to be stressful. Jack shares practical tools for navigating financial conversations, understanding your own money mindset, and making financial decisions that support both your relationship and your long-term goals.

How to strengthen your financial partnership:

• Schedule regular "money date nights" to talk about finances in a relaxed setting.
• Unpack your personal "money story" to understand your own financial habits.
• Use value-based spending instead of rigid budgeting to align financial goals.
• Create individual spending "splurge" accounts to prevent financial resentment.
• Practice active listening in financial discussions, not just problem-solving.

Want to rethink your relationship with money? Follow Jack Howard's work at Ally Financial, where she's leading the charge on financial wellness with a modern, psychology-based approach.

You can participate in their free Money Roots program here: https://www.ally.com/moneyroots

In this eye-opening conversation, Christine reveals the insidious ways coercive controllers operate, how they manipulate children, and why family court often fails to protect the most vulnerable.

Understanding coercive control and how it impacts children:

• What coercive control actually is and why it's the foundation of all abuse
• The subtle but dangerous ways coercive controllers manipulate kids
• Why family court often sides with abusers, and how to fight back
• The hidden ways coercive controllers turn kids against the protective parent
• How to support your children if they're being manipulated or emotionally abused

Coercive controllers don't just abuse their partners, they weaponize children to maintain control. Dr. Cocchiola explains how to recognize it, protect your kids, and regain your role as their safe parent.

How to protect your child from coercive control:

• Prioritize connection over correction. Your child's attachment to you is key.
• Recognize when your child is aligning with an abuser for survival.
• Stay emotionally regulated. Your child needs to see you as their safe space.
• Document everything. Coercive control thrives on secrecy and misinformation.
• Work with professionals who understand coercive control, not just standard custody cases.

Get Dr. Cocchiola's FREE guide, Clinical Interventions for Children of Coercive Control: https://drchristinemarie.kartra.com/page/childvictimofccgrowthguide

Dr. Cocchiola's Protective Parenting Program is designed to equip parents with the tools they need to navigate these incredibly difficult situations: https://go.drcocchiola.com/ppp-accelerated

If you're facing a high-conflict custody battle or worried about your child's safety, don't miss this interview.

Erica believes that emotions aren't something to be feared. They're powerful tools for transformation and self-discovery. Whether you're grieving a divorce, struggling with co-parenting, or just feeling stuck, this episode will show you how to shift your mindset and turn pain into progress.

How to reclaim your emotional power:

• Why feeling "crazy" during divorce is completely normal—and how to channel it for good
• The most common emotional roadblocks that keep women stuck in pain
• How to process anger, guilt, and grief in a way that actually helps you heal
• Simple strategies like breathwork, meditation, and movement to release emotional baggage

Erica's coaching and community are designed to support women through one of the most emotional transitions of their lives.

Take Erica's quiz, Finding Your Way Forward, to see where you are in your relationship journey and get strategies for moving forward: https://www.thecrazyexwivesclub.com/quiz-what-phase-are-you

If you're ready to stop feeling lost and start stepping into your power, connect with Erica today.

Jen Yip, the founder of Lunch Money, shares how she built Lunch Money from a side project into a thriving business, only to have her entire life plan upended by an unexpected divorce. Instead of giving up, she reinvented her business, redefined her purpose, and turned her pain into a powerful reset.

Lessons from Jen's journey:

• How Jen turned a side project into a thriving, scalable business
  The emotional and financial challenges of running a business while going through a divorce
  How she kept her business alive when she barely had the energy to function
  The power of community and why her business thrived even when she stepped away
  Why divorce forced her to redefine success on her own terms
  The four major business changes she made after divorce to ensure long-term success
  How she rebuilt her confidence while running a company

🚀Jen shares how she turned her personal struggles into the fuel she needed to scale her business and regain her independence. Through a difficult divorce, she was able to sustain her business and ultimately the company was stronger because of that.

Check out Lunch Money, a personal finance management app: https://lunchmoney.app

If you ever wished your relationship came with a financial blueprint… Jessica and Brandon Norwood, hosts of The Sugar Daddy Podcast and a powerhouse financial couple, are here to share their D.R.E.A.M. Framework, a step-by-step system for couples to manage money together in a way that strengthens their relationship.

Most couples struggle with money because they never learn how to talk about it. Jessica and Brandon reveal how they built wealth together, are becoming work-optional, and have created a financial plan that supports their dream life.

From this interview, you're going to learn:

• How to uncover your personal "money story"... the beliefs and experiences that shape how you handle finances today.
• Why so many couples fight about money and how to have healthier conversations.
• How to set long-term financial goals that actually excite you.
• The key to balancing different money personalities (spender vs. saver, anyone?).
• Why the concept of retirement is outdated and how to plan for a "work optional" lifestyle instead.

The D.R.E.A.M. framework for couples:

• Dive into your past and uncover your money mindset
• Reflect on how your past influences your financial habits today
• Engage in open, honest money conversations with your partner
• Act on your plan, with clear steps to build the life you want
• Manage money as a team and keep adjusting your financial goals as life changes

Jessica and Brandon help couples get on the same page financially and build wealth without resentment. Sign up for the Sugar Daddy Podcast newsletter and receive the DREAM Big Quiz to help you understand how aligned you and your partner are with your goals and finances: https://www.thesugardaddypodcast.com/

Check out financial planning with Brandon through his company, Oak City Financial: https://www.oakcityfinancial.us/

Mediation puts you in control of your divorce agreement, but you have to be ready to advocate for yourself. Tracy shares how to prepare your financials, understand your negotiation power, and avoid common mistakes that could cost you in the long run.

What you need to know before mediation:

• What mediation really is and how it works
• The key financial documents you need before stepping into mediation
• Why you should never agree to anything without proof (and what to ask for)
• Smart strategies to negotiate for what you deserve
• When mediation is a waste of time and money and how to know if it's right for you

The more prepared you are, the better your mediation experience will be. Don't go in blind!

Check out the Divorce Money Guide and other courses here: https://www.divorcemoneyguide.com

Cindy DiTiberio is the creator of The Mother Lode, a feminist Substack newsletter exploring motherhood, marriage, and divorce. Cindy shares her personal journey of financial awakening, the hidden costs of motherhood, and why every couple should consider a postnuptial agreement.

Things you'll learn from this interview:

• The #1 financial mistake women make in marriage and how to fix it
• Why financial transparency is key, even if your partner "handles the money"
• The real cost of stepping back from your career for caregiving (it's bigger than you think)
• How financial infidelity happens and why so many women don't see it until divorce
• Why a postnuptial agreement might actually save your marriage

Money conversations aren't just about budgets. They're about power. Cindy shares how to rethink financial roles in marriage, advocate for yourself, and ensure you don't wake up one day financially vulnerable.

Key points for you:

• Stepping out of the workforce impacts your future earnings, so you should plan for it.
• If you don't know the details of your household finances, it's time to ask.
• Spousal support isn't a handout. It's repayment for unpaid labor in the marriage.
• A postnuptial agreement can actually strengthen a marriage by creating fairness.

Listen now and learn how to take control of your financial future, whether you're married, divorcing, or somewhere in between!

Follow along with The Mother Lode newsletter here: https://cindyditiberio.substack.com/

In this episode, Tracy Coenen sits down with Jillian Johnsrud, host of the Retire Often podcast and author of the new book Retire Often. Jillian has taken more than a dozen "mini-retirements" and is on a mission to help others escape burnout, reclaim their time, and build wealth and meaning along the way. From traveling the world to raising six children to buying real estate during a month off, Jillian has redefined what retirement looks like and why it shouldn't be something we save for the end of life.

If you're navigating a big transition like divorce or career change, this episode will challenge how you think about work, money, and your timeline for success.

What You'll Learn in This Episode:

•  What a mini-retirement really is and how it works
• How even a modest income can support intentional time off
• Why you don't need to be wealthy or self-employed to take a break
• Ways to budget, save, and plan for your own mini-retirement
• How these breaks can actually increase your lifetime income

Whether you're burned out, at a crossroads, or simply craving more purpose, Jillian offers practical, inspiring advice for pressing pause now, not someday. You don't have to wait until 65 to live the life you've imagined.

How to Make a Mini-Retirement Work for You:

• Plan a month off every few years instead of dreaming about "someday"
• Negotiate time away with your employer or schedule between jobs
• Think creatively about where and how you can afford to take time off
• Use your break to invest in yourself, your health, or your next chapter
• Focus on building a career and a life you don't need to escape from

Tune in now to learn how mini-retirements can help you avoid burnout, discover new possibilities, and live a more intentional life.

Get Jillian's new book Retire Often (out September 9): https://amzn.to/4jFtBdN

Listen to her podcast: https://podcasts.apple.com/us/podcast/retire-often/id1701353628

Follow Jillian on Instagram: @jillianjohnsrud

Kate Anthony, host of The Divorce Survival Guide podcast and author of The D-Word: Making the Ultimate Decision About Your Marriage, is here to expose the hidden ways financial control traps women in toxic relationships... and how to break free.

Signs and solutions for financial abuse:

• How to identify financial abuse, even when it's disguised as "helping"
• The most common financial control tactics used in marriages
• How abusers sabotage your financial independence. From ruining your credit to blocking you from working
• The subtle ways financial abuse can show up in marriages that seem "normal" on the surface
• What to do if your spouse is hiding money or controlling access to finances
• Steps to reclaim financial independence before, during, and after divorce

Many women don't realize they're experiencing financial abuse until they try to leave. Kate breaks down the red flags, the power dynamics, and the steps you must take to regain financial independence. This episode is a must-listen for anyone who feels financially trapped in their relationship.

Kate's coaching programs empower women to make smart, informed decisions about their marriages and finances.

If you're feeling stuck and need guidance, check out Phoenix Rising, Kate's group coaching program designed to walk you through some of the hardest parts of your divorce, in community with other women who are going through it too:https://kateanthony.com/decided/

Get Kate's book, The D-Word: Making the Ultimate Decision About Your Marriage: https://amzn.to/41f7OTd

Bradley Richardson is living proof that career shifts don't mean failure—they mean growth. As a five-time bestselling author, speaker, and coach, Bradley helps people navigate the complexities of midlife career changes with confidence. From internet sales in the '90s to headhunting to personal development, he has embraced reinvention time and time again.

In this episode, we break down the fears and myths around career changes in midlife, discuss why identity is so tied to work, and uncover the biggest mistakes people make when shifting careers.

What you'll walk away with from this conversation with Bradley:

• Why midlife career changes feel so personal, and how to separate your identity from your job
• The biggest mistake people make when trying to pivot— and what to do instead.
• How to fight back against age discrimination and position yourself as an asset in today's job market
• Why traditional job applications won't cut it and how to tap into the hidden job market
• How to leverage your experience and network to land new opportunities—without starting from scratch
• The key to negotiating your worth in a new industry

Reinvention isn't about starting over—it's about using everything you've learned to create a new path forward. Bradley shares the mindset shifts and tactical strategies you need to take control of your next career move.

Check out the Advanced Adulting Podcast: https://www.youtube.com/channel/UCogmTgcdf7QjZGnWGXTvTtQ?sub_confirmation=1

New episodes drop every Thursday, and the podcast offers a raw, unfiltered look at the realities, challenges, and joys of navigating life for those aged 45-65+.

Haley Brown-Woods, financial coach and co-founder of Price of Avocado Toast, helps people break the cycle of debt without extreme penny-pinching or deprivation. If you're tired of making payments but never making progress, this episode is for you!

Whether it's credit cards, personal loans, or legal fees from your divorce, debt can feel like an endless trap. Haley reveals the most common mistakes people make when trying to get out of debt—and why most "quick fixes" only make things worse.

What you'll learn in this conversation:

• Why you keep falling back into debt even after paying it off
• The sneaky ways society pushes you into debt (hello, credit card points and balance transfers!)
• Why consolidating debt can actually make it harder to pay off
• How debt cycles work and why they're so hard to escape.
• Why paying off debt isn't just about numbers, it's about psychology and behavior.
• The difference between spending mindfully and spending mindlessly.

Getting out of debt isn't just about making payments, it's about changing the behaviors that put you there in the first place. Haley shares her personal story of overcoming massive debt and gives practical steps to help you stop the cycle once and for all.

How to finally break the debt cycle:

• Stop relying on willpower and build a real plan instead.
• Cut the shame. Debt is a financial problem, not a moral failing.
• Get clear on your spending habits. Awareness is the first step to change.
• Make saving a priority. Having cash on hand stops you from turning to credit.
• Set up a system that makes debt freedom sustainable, not just temporary.

Haley has helped families pay off over $3 million in debt and now she's sharing her strategies with you.

Get your free budgeting template here: https://priceofavocadotoast.kit.com/145c68dadc

Check out Haley's financial coaching services: https://www.priceofavocadotoast.com/coaching

In this episode of the Love and Money Podcast, Tracy sits down with Bola Sokunbi, founder of Clever Girl Finance and bestselling author of My Wealth Plan Workbook and the Clever Girl Finance series. Bola shares her personal journey of building financial independence and why empowering women with money is her life's mission. Together, they dive into what it actually takes to manage money as a couple, get on the same page financially, and build wealth with intention, without losing your mind (or your marriage) in the process.

This episode is packed with wisdom, heart, and practical strategies that couples at any stage of life can use to grow together financially.

What you'll hear in this episode:

• Why joint finances don't work for every couple, and what to do instead
• How to talk about money when one partner avoids it (or hates it)
• What to do when your financial styles don't match
• The power of setting regular money "check-ins" as a couple
• How Bola and her husband balance shared goals with individual freedom

Whether you're just starting a life together, navigating money disagreements, or trying to rebuild after divorce, this episode will help you rethink how money and love can actually work side by side.

How to build wealth as a team with your romantic partner:

• Create shared goals, but keep space for personal autonomy.
• Set a recurring time to talk about finances that works for both of you.
• Don't force your partner to change. Lead by example and invite them in.
• Use each other's strengths to divide and conquer financial tasks.
• Remember: money is a tool, not a power play.

Tune in now to learn how to align your finances with your relationship, so you can build a future that works for both of you.

Resources & Links:

Explore over 30 free courses at https://www.clevergirlfinance.com
Check out My Wealth Plan Workbook https://amzn.to/4k24nYg
Follow Bola on Instagram: @clevergirlfinance

Aaron Thomas, also known as Prenup Guy, is a Harvard Law graduate, award-winning family law attorney, and founder of Prenups.com. He's worked with NBA Hall of Famers, Super Bowl winners, and Grammy-winning artists.  Aaron is on a mission to change how couples view prenups, turning them into a tool for financial clarity rather than just an escape plan.

This conversation is about busting the biggest myths about prenups and showing why they can actually save a marriage instead of doom it.

You'll walk away with knowledge about:

•  Why every couple already has a prenup, even if they didn't sign one.
• The biggest myths about prenups and why they're completely wrong.
• How a prenup can actually protect the lower-earning spouse.
• The unexpected benefits of a prenup, including better communication and financial transparency.
• How prenups help prevent financial surprises and save both spouses from costly legal battles later.

A prenup isn't just about what happens if you get divorced, it's about setting financial expectations for your marriage. Aaron breaks down why more couples are choosing prenups and how they can be a game-changer for your relationship.

Key takeaways from this conversation:

• A prenup lets you decide your financial future. Not state laws.
• It's not just for high earners. It protects both spouses.
• Prenups encourage better money conversations, leading to healthier marriages.
• The process is easier and more affordable than you think.
• Planning for financial success in marriage is smart, not cynical.

This is an eye-opening interview that will change the way you think about prenups forever!

Aaron's firm, Prenups.com, helps couples across the country create fair, enforceable agreements with attorneys in every state.

Get Aaron's book, The Prenup Prescription: Meet the Premarital Contract Designed to Save Your Marriage, here: https://amzn.to/40YOCZB

Amber Shaw, founder of The Wellness Revolution, is a business coach who helps divorced moms turn their expertise and life experience into successful online coaching businesses. After walking away from an unfulfilling corporate career post-divorce, she built a six-figure coaching business in just six months. Now, she's helping other women do the same.

Forget MLMs, surveys, and mystery shopping. Amber is sharing real, legitimate ways to create financial freedom and independence, no matter your starting point.

Listen in as Amber talks about practical ways to start making money today:

• The first step to making money is figuring out what you're good at (and what actually excites you)
• How to identify the hidden skills you already have that people will pay for
• Three powerful ways to start earning more, whether you need quick cash or a long-term career change
• Why you don't need fancy degrees, certifications, or years of experience to get started
• The biggest mindset shifts women need to make to stop feeling stuck financially

Amber's passion is helping women break free from financial dependence and create income streams that align with their strengths. Connect with her for business coaching, mindset work, and strategies to build a profitable coaching business. 

Amber's website: https://ambershaw.com/

Connect with Amber on Instagram: @msambershaw

If you want to raise financially savvy kids who understand money better than you did, then this conversation with  Maya Corbic, CPA and founder of Wealthy Kids Investment Club, is for you! Maya is on a mission to help parents teach their kids about saving, investing, and financial independence, even if no one taught them growing up. With nearly 200,000 Instagram followers and a bestselling book, she's making financial education fun and accessible for families.

Many adults struggle with money because they were never taught how to manage it. Maya believes the best way to break the cycle is to start teaching kids early. In this episode, she shares simple, effective strategies for instilling financial confidence in children without overwhelming them.

Listen in to learn how to raise money-smart kids:

• Why financial literacy isn't taught in schools and why it's up to parents to teach it
• The four different allowance methods and how to choose the right one for your family
• The biggest money myth keeping kids (and adults) from building wealth
• How to start investing for your kids, even if you're a complete beginner
• Why letting kids make small money mistakes now prevents big financial mistakes later
• Why saving alone won't make you rich and what to do instead
• How to get kids excited about money (instead of scared of it).

You don't need to be a financial expert to teach your kids about money. Maya breaks down simple, actionable strategies to help parents give their kids the financial head start they never had.

Smart money moves for parents and children:

• Investing isn't just for adults. Kids can (and should) start early.
• Money mindset is everything. What kids hear about money shapes their future.
• Allowance isn't a handout. It's a tool for learning money management.
• You don't need thousands to start investing. Just $10 a week can change your child's future.
• Small money lessons now lead to big financial wins later.

Get Maya's free cheat sheet on how she successfully invests with her kids for maximum profit: https://www.wealthykids.club/4-step-cheat-sheet

Check out Maya's Wealthy Kids Investment Club: https://www.wealthykids.club/

Get Maya's book, From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor: https://amzn.to/3EOxOgz

In this episode, Tracey and Tracy dive into the realities of going pro se, including when it's the right move, what skills are needed, and how to avoid common missteps in the courtroom. If you've ever felt like hiring an attorney is out of reach, this conversation is packed with tools and encouragement to help you take action.

What you'll take away from this episode:

• When it makes sense to go pro se and when it doesn't 
• Why understanding court procedure is more important than knowing the law 
• Creative ways to work with legal professionals using unbundled services 
• How to prepare for court without being overwhelmed 
• The role of strategy, research, and self-advocacy in a successful pro se case 

Tracey offers one-on-one strategy sessions, unbundled services, and downloadable resources to help you make smart decisions in family court. Be sure to check out her quiz and e-guide, "The Ultimate Conflict Predictor: How Much Will My Divorce Conflict Cost Me?"  to estimate the cost and complexity of your divorce: https://drive.google.com/file/d/1A8BcgUG7RU3fe_7BjvRq72UxkgKIT5z5/view

You can also visit Tracey's website here: https://thedivorcesolutionist.com

In this episode, Victoria shares her own harrowing divorce story—one that began with financial abuse and ended with a fact-based, ironclad settlement. She introduces her signature tool, the Global Settlement Proposal, and explains why it's a game-changer for anyone navigating a high-conflict divorce.

• Why financial facts beat narcissistic fiction
• How the Global Settlement Proposal can disarm a narcissist's tactics
• The connection between gaslighting and financial manipulation
• Why your lawyer is not the one to figure out your finances—and who is
• How to hold a narcissist accountable by creating consequences backed by evidence 

Victoria's mission is to empower women through financial transparency. Learn more about her work here: https://divorceanalytics.com/

Sign up for Victoria's upcoming webinar, How to Successfully Divorce a Narcissist: https://us02web.zoom.us/meeting/register/tZ0ud-CsqjItGdN9quJxcfa94vYbCz0hiwul

In this episode, Brooke and Tracy dive into the most common financial pitfalls women face in divorce... and how to sidestep them with confidence. Whether you're negotiating the house, retirement, or child-related expenses, this is the conversation every woman needs before signing a settlement.

Key takeaways from this episode:

• Why "keeping the house" could be a financial trap if you don't run the numbers
• The importance of reframing language: It's OUR retirement, OUR business
• What to consider before accepting promises about college or long-term support
• How working with a financial professional can lead to a better, more creative settlement
• Why your personal values should guide your financial decisions during divorce

Brooke helps women build financial clarity and confidence through one-on-one consulting. To connect with her and learn more about her work at The Summerhill Firm, head here: https://www.summerhillfirm.com/

This week, Tracy Coenen sits down with Andrea Owen, an author, keynote speaker, and life coach who helps high-achieving women take control of their lives. Having been through two divorces herself, Andrea knows firsthand what it's like to question your self-worth and wonder what's next. She's here to help you shift your mindset, silence self-doubt, and step boldly into your next chapter.

This is a conversation about shedding shame, rewriting your story, and deciding that your next chapter is going to be your best one yet. You'll hear about Andrea's personal journey, the power of mindset reframes, and the one question she wants every woman to ask herself: What's my conditioning vs. what's my truth?

What you'll learn in this episode:

• Why divorce doesn't mean failure, and how to reframe it as a powerful transformation
• How to rebuild your self-confidence even when you feel like you've hit rock bottom
• The emotional toll of separation and why it's totally normal to feel like a mess
• The dangers of toxic positivity and why ignoring your pain won't help you heal
• How to stop comparing your journey to others and start owning your path
• The role of boundaries, self-advocacy, and asking for what you really want.

Andrea shares how to stop giving your power away, start using empowering language, and surround yourself with people who actually support your growth—not reinforce your shame.

How to rebuild confidence and claim your power post-divorce:

• Your marriage ending is not a personal failure, it's part of your evolution.
• Confidence isn't something you're born with. It's built through experience.
• Feel the feelings, then take action—rage, grief, and growth can all exist together
• Stop letting fear and self-doubt dictate your decisions.
• You are allowed to take up space, set boundaries, and ask for what you want.

Andrea's newly updated book 52 Ways to Live a Kick-Ass Life is filled with bite-sized personal development nuggets to keep on your nightstand and revisit any time you need a boost: https://amzn.to/4j7eEBr

Tune in now to learn how to ditch the shame and start writing a new story—one where you are confident, courageous, and 100% in charge.

#DivorceConfidence #RewriteYourStory #EmpoweredWomen

In this episode, Tracy shares why she decided to expand the focus of the podcast, what this shift means for you, and how the Love and Money Podcast will help even more women take control of their financial futures.

We're still talking about:

• Protecting yourself financially in divorce
• Finding hidden money and getting what you deserve

But now we're also talking about:

• Managing money in dating, marriage, and all types of relationships
• Growing your savings and retirement accounts
• Learning how to budget, invest, and build lasting wealth
• Creating financial independence at every stage of life

🎉 We're so excited you're here for this next chapter.

Subscribe today so you never miss an episode.

This week, Tracy Coenen is joined by Raiford Palmer, a top Chicago family law attorney, managing shareholder of STG Divorce Law, and author of the Amazon bestselling book I Just Want This Done: How Smart Successful People Get Divorced Without Losing Their Kids, Money, and Minds. Raif shares his no-nonsense take on what a divorce lawyer should (and shouldn't) be doing to help you get the best possible outcome in your case.

Inside This Episode:

• What a divorce lawyer's job actually includes—and why many attorneys don't communicate enough with their clients.
• Common mistakes lawyers make (and how to spot a bad one before you hire them).
• Why setting realistic expectations matters—and how a good attorney should guide you through potential settlement outcomes.
• Should your lawyer be the one tracking down hidden money? The answer might surprise you.
• The importance of strategy in divorce—why just "fighting for everything" is often the worst approach.

Hiring a divorce attorney is one of the biggest decisions you'll make in your case. But many people go into the process with unrealistic expectations about what their lawyer will do. Raif breaks it all down so you know exactly what to expect—and how to work with your lawyer more effectively.

What You Need to Know:

• Your lawyer is there to guide, not guarantee. Any attorney who "promises" an outcome is one to avoid.
• The best attorneys prioritize strategy and negotiation. 95% of divorces don't go to trial, so a lawyer who only focuses on courtroom battles may not be the best fit.
• You need a team, not just a lawyer. Financial experts, real estate pros, and parenting coaches may all play a role in your divorce strategy.
• If your attorney isn't communicating, that's a problem. You deserve clear, direct guidance on your case—not vague legal jargon.

Tune in Now to get Raif's expert take on what a good divorce lawyer really brings to the table!

Resources & Links:

Get Raif's book, I Just Want This Done: https://amzn.to/3D24F0S

Learn more about STG Divorce Law: https://www.stglawfirm.com/

This week, Tracy Coenen sits down with Liz Becker, president and founder of the National Association of Divorce Professionals (NADP) and senior trainer for the Certified Divorce Specialist (CDS) program. With nearly 20 years of experience in the divorce industry, Liz has seen firsthand how the right professionals can change the trajectory of a divorce—and how the wrong ones can create even more stress.

What You'll Learn in This Episode:

• What makes a great divorce professional? It's not just about credentials—it's about communication, empathy, and a holistic understanding of the process.
• Red flags to watch for when hiring an attorney, financial expert, or coach.
• The truth about divorce coaches—why not all are created equal, and what to look for in a good one.
• How to build the right "divorce team" so you don't overlook critical financial or legal issues.
• Why Liz recommends interviewing at least three professionals before making a decision—and how to spot the best fit.

It's not easy finding the right professionals to work with, and with something as important as your divorce, you don't want to take chances. That's why organizations like NADP exist.... to help you find quality people who will look out for your interests in your divorce.

Key Takeaways:

• Specialization matters. Hiring professionals who focus on divorce (rather than general practice) can make a huge difference.
• Beware of "coaches" with no formal training. A personal divorce experience isn't enough—proper education and certification are key.
• Don't just hire the first attorney you meet. Comparing multiple professionals will give you a better sense of expertise, communication style, and fit.
• Your legal team is more than just your attorney. The right professionals—like real estate experts, forensic accountants, and financial advisors—can prevent costly mistakes.

Tune in Now to hear Liz's expert advice on finding the right professionals for your divorce journey!

Resources & Links:

Find a vetted divorce professional: https://thenadp.com/
Learn about Certified Divorce Specialists (CDS): https://www.thecdstraining.com/

Life's challenges, especially something as tough as divorce, can leave you feeling like your confidence has taken a hit. In this episode, Tracy Coenen and top confidence coach Trish Blackwell dive deep into why confidence is the ultimate superpower to help you rise above self-doubt and take control of your narrative. Trish, who works with Olympic athletes, CEOs, and high-achievers, brings her expert advice on how to shift your mindset, embrace self-compassion, and start seeing your life as a story you get to rewrite it during and after divorce.

Together, Tracy and Trish unpack practical ways to rebuild confidence when you feel at your lowest. You'll learn why it's crucial to reframe your divorce as a completed chapter—not a failure—and how adopting small daily habits, like journaling and practicing gratitude, can spark hope and a sense of empowerment. This episode is full of actionable tips and inspiring insights to help you stop feeling stuck and start building a life you're excited about again!

What You'll Learn:

• Why your divorce story doesn't define you—it's just one chapter of an extraordinary life.
• How to shift your mindset and silence the inner critic that tells you, "I'm not enough."
• Simple, actionable steps to start building confidence—yes, even in 5 minutes a day!
• How to advocate for yourself (even when it's scary) and stand strong in negotiations.
• The power of journaling and Trish's 3-3-3 Method—a 3-minute tool to reshape your mindset.

Quotes to Boost Your Mood:

• "Your best years aren't behind you—they're ahead of you. Let's make them extraordinary!"
• "Confidence starts with believing you're worthy of the life you want."

Resources for You:

• Download Trish's free tool, The 333 Method and start feeling unstoppable in just 3 minutes a day: https://trishblackwell.com/333method
• Learn more about the College of Confidence—a supportive community where confidence-building becomes second nature: https://collegeofconfidence.com/
• Find Trish on Instagram: @trish_blackwell

Whether you're rebuilding after divorce, chasing a big goal, or just looking for a little inspiration, this episode will leave you feeling ready to take on anything.

Tune in now and let's build that confidence muscle together! 

This episode dives deep into the emotional rollercoaster of divorce, tackling the labels that often get unfairly thrown around. Erica and Tracy debunk the myths, like the "crazy ex-wife" and "narcissistic ex-husband" tropes, and instead focus on how to process emotions, take responsibility for your role in the relationship, and stop letting old wounds hold you back. With practical tips and relatable stories, they show how the most challenging moments can become stepping stones to a more aligned, fulfilling life.

What you'll learn in this episode:

• Why "you're just crazy" is the go-to insult—and how to reclaim your power
• The two kinds of crazy: unhealed chaos vs. healthy, confident boldness
• Erica's personal divorce story, including the hard lessons that led to unconditional happiness
• The life-changing practice of owning your emotions (and how to stop letting them own you)
• How to find clarity if you're stuck in the "Should I stay or go?" phase

Plus: Erica introduces her free quiz, Finding Your Way Forward, which will help you pinpoint where you are in your divorce journey and give you actionable tips to move forward.

Whether you're navigating separation, rediscovering yourself post-divorce, or just need a little boost to feel less "crazy," this episode is packed with wisdom and positivity to help you thrive.

Resources Mentioned in the Episode:

• Erica's free quiz to help find your way forward during your divorce: https://www.thecrazyexwivesclub.com/quiz-what-phase-are-you
• Follow Erica on social media @thecrazyexwivesclub
• Visit Erica's website: https://www.thecrazyexwivesclub.com

Tune in now and redefine what it means to be "crazy"—on your own terms.  #DivorceHealing #Empowerment #PositiveCrazy

Tracy Coenen sits down with the dynamic Yanely Espinal to discuss financial literacy for single moms and their kids. Yanely is a Brooklyn-born ball of energy who shares her inspiring journey from a debt-ridden teacher to a financial education powerhouse with over 4 million YouTube views and a bestselling book, Mind Your Money.

What You'll Learn:

• Breaking Cycles: How to tackle generational gaps in financial education.
• Teaching Money at Home: Easy, everyday ways to make financial lessons part of your routine—no extra time required!
• Mistakes to Avoid: Why telling your kids what to do with money isn't as effective as involving them in decision-making.
• Game-Changing Resources: From podcasts to free lesson plans, learn about the tools Yanely uses to empower families and schools with financial knowledge. 

Highlights:

"Don't add new tasks—just weave financial lessons into what you're already doing!"
Discover why thinking out loud about money decisions can change how your kids see finances forever.

Learn how NextGen Personal Finance, is on a mission to make financial literacy a must-have course in every U.S. high school by 2030. 

Ready to take charge of your financial future and help your kids build a brighter one too? Tune in now to hear practical advice, inspiring stories, and actionable tips that'll have you and your kids feeling financially savvy in no time. 

Resources Mentioned:

Yanely's book, Mind Your Money: https://amzn.to/41Rr6jn

Find out if your state requires financial literacy education for your kids: https://www.ngpf.org/live-us-dashboard/

Let's make financial literacy a family affair—one step, story, and grocery shopping trip at a time. 

With 30 years of experience in personal finance, Michelle has worked with thousands of women to demystify money management and equip them with the tools to become the CFOs of their lives. Her platform, Wife2CFO, is a judgment-free zone for financial literacy, helping women navigate the complexities of finances with confidence and clarity.

Tracy and Michelle dive into the common challenges women face in divorce, including the "money coma," emotional decision-making around assets, and lack of financial transparency in marriages. They share actionable strategies for preventing financial mistakes, understanding your numbers, and building a secure future—regardless of your starting point. This conversation is a must-listen for women ready to reclaim their financial independence.

Whether you're in the midst of a divorce, thinking about your financial future, or simply looking for inspiration, this episode is packed with practical advice and encouragement. Michelle's blend of empathy, expertise, and empowerment will leave you ready to take the next step in your financial journey.

Episode Highlights:

The 'Money Coma' Defined: Michelle explains the critical moment when many women unknowingly surrender financial control—and how to reclaim it. She shares tips for maintaining transparency and staying involved in financial decisions.

Breaking Emotional Attachments to Assets: Learn why keeping the house might not always be the best financial choice and how to approach divorce negotiations with logic and clarity.

Trust, But Verify: Tracy and Michelle emphasize the importance of understanding what you're signing. From tax returns to home equity lines, they provide strategies to pause, ask questions, and seek professional advice without fear.

The Two Numbers Every Woman Must Know: Michelle highlights the importance of understanding "the cost of your life" and your "rate of withdrawal" to ensure financial security over the long term.

Practical Tools for Financial Empowerment: Get tips on tracking spending, building your financial knowledge, and finding a professional who explains concepts in a way you understand—no math degree required!

Financial knowledge is power.  Women are often told they aren't "good at math" or "financially savvy," but Michelle debunks these myths. Financial management is a skill anyone can learn with the right guidance.

Preparation is prevention. Whether it's taking copies of key financial documents or understanding tax returns, preparation is the first step to protecting yourself from future financial vulnerabilities.

Own your financial future and don't let fear stop you. You must know more about your finances if you want to take control of the money.  From dealing with a controlling spouse to feeling overwhelmed by numbers, fear is a common barrier. Michelle and Tracy provide strategies for taking small, actionable steps to overcome it.

Resources Mentioned:
Wife2CFO: https://wife2cfo.com/

Complimentary Consultation:  https://calendly.com/swm28/wife2cfo-appointment

This episode is a rallying cry for women to take control of their financial destinies. With the right tools, guidance, and mindset, you can move from feeling overwhelmed to becoming the CFO of your life. Start by listening to this engaging and educational conversation with Michelle Smith, and don't forget to share it with friends who might need a financial confidence boost!

Source Financial Advisors is now a part of Savant Wealth Management as of 12/09/2024. Savant is a Registered Investment Advisor. A copy of our current written di]]> https://rss.com/podcasts/love-and-money/3102857 32428b81-7dd7-4239-ae78-38d1c26093f3 1377 full Tue, 04 Mar 2025 12:00:00 GMT false In this eye-opening episode, we dive deep into the art of budgeting with the incredible Allison Baggerly, author of Money Made Easy: How to Budget Pay Off Debt, and Save Money. A former teacher turned personal finance guru, Allison shares her inspiring journey of paying off over $111,000 in debt—on two teacher salaries—all while growing her family. Her insights have been featured in major media, and now she's here to help YOU rewrite your money story.