https://rss.com/podcasts/iul-kingdom Breaking down Indexed Universal Life Insurance (IUL) in plain language for listeners of Legacy in Transit. He walks through the foundations of term vs. permanent life insurance, how IUL policies are structured, how cash value grows using caps, floors, and index credits, and how insurance companies use options to provide market-linked growth with downside protection. Keith also explains ways to design an IUL for death benefit or cash value focus, how to access policy cash value through withdrawals and loans, and the key pros, cons, and complexities to understand before deciding if IUL fits into your legacy plan.

]]> RSS.com 2026.401.141116 Fri, 17 Apr 2026 15:19:50 GMT en 466795b1-bef7-50c1-9049-603f7b7455ba https://media.rss.com/iul-kingdom/20260215_030206_2c32de77161938c9ea34b3d4b9abd359.jpg https://rss.com/podcasts/iul-kingdom yes Keith L Ingram Keith L Ingram false episodic podcast Dallas County, Texas, USA Dallas, Dallas, Dallas County, Texas, 75201, USA Keith Ingram breaks down Indexed Universal Life Insurance (IUL) in plain language for listeners of Legacy in Transit. He walks through the foundations of term vs. permanent life insurance, how IUL policies are structured, how cash value grows using caps, floors, and index credits, and how insurance companies use options to provide market-linked growth with downside protection. Keith also explains ways to design an IUL for death benefit or cash value focus, how to access policy cash value through withdrawals and loans, and the key pros, cons, and complexities to understand before deciding if IUL fits into your legacy plan.

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