Home a-Loan

State of the Market 06/02/2023

Mon, 05 Jun 2023 16:57:44 GMT

In this episode we give an update on Mortgage Rates and dive into some of the economic data that drives rates up or down. We also touch on student loan payments resuming and what impact this might have on the economy and mortgage rates.

LinkedIn - https://www.linkedin.com/in/matthew-gehr-148a24a8/
Email - matt.gehr@mannmortgage.com

State of the Market 05/19/2023

Mon, 22 May 2023 15:55:02 GMT

In this episode we give an update on Mortgage Rates - they are up a bit. We talk a little bit about the way, and what to look for next.

LinkedIn - https://www.linkedin.com/in/matthew-gehr-148a24a8/
Email - matt.gehr@mannmortgage.com

State of the Market 05/12/2023

Tue, 16 May 2023 16:02:24 GMT

In this episode we give an update on Mortgage Rates, talk about the FHFA cancellation of the DTI LLPA (don't worry, we explain the acronyms), and changes coming to credit reports and credit scores.How to get in touch with the host:

LinkedIn - https://www.linkedin.com/in/matthew-gehr-148a24a8/
Email - matt.gehr@mannmortgage.com

You decided to buy, what now?

Mon, 08 May 2023 16:42:06 GMT

In this episode, we talk about the immediate next steps you need to take once you decide that you want to buy a home and get a mortgage.

Take a first time homebuyer class
Talk to a lender, get pre-approved
Talk to realtors, pick one to help you
Get your team talking and on the same page
Shop for a home!

Western Montana First Time Homebuyer Class:

https://homeword.org/homebuyer-education/

How to get in touch with with the host:

Interview with a Lender - Jennifer Fauque

Mon, 08 May 2023 16:42:05 GMT

In this episode, we bring in our first guest, Jennifer Fauque. Jennifer is a newer lender (relatively) so we talk about what it takes to break into the industry, help your clients, and find some success.How to get in touch with with the host:

State of the Market 05/05

Mon, 08 May 2023 16:42:03 GMT

In this episode we give an update on Mortgage Rates and some news about changes in the jumbo lending market - big mortgages got more expensive.How to contact the host:

LinkedIn - https://www.linkedin.com/in/matthew-gehr-148a24a8/
Email - matt.gehr@mannmortgage.com

State of the Market 04/28/2023

Mon, 01 May 2023 22:14:37 GMT

In this episode we give an update on Mortgage Rates, clear up some recent misconceptions about credit scores and mortgage rates, and follow up on my critique of the Freddie Mac interest rate survey from last week with more specifics.How to contact the host:

LinkedIn - https://www.linkedin.com/in/matthew-gehr-148a24a8/
Email - matt.gehr@mannmortgage.com

State of the Market 04/21/2023

Mon, 24 Apr 2023 17:00:26 GMT

In this episode we introduce our "State of the Market" updates and cover what the heck is going on with mortgage interest rates as of 04/21/2023.

Down Payment - First Time Homebuyers

Mon, 24 Apr 2023 17:00:23 GMT

In this episode, we talk about down payment requirements with an emphasis on first time homebuyers. We cover:

Minimum down payment amounts
Loan program types
Eligible & Ineligible sources of down payment

How to get in touch with with the host:https://www.linkedin.com/in/matthew-gehr-148a24a8/matt.gehr@mannmortgage.com

Should You Buy a House?

Mon, 24 Apr 2023 16:56:10 GMT

In this episode we address the first question you need to ask - should you buy a home?Episode resources:

Joe Maddux - https://www.linkedin.com/in/joe-maddux-financial-coach-money-coach/
Purchase Scenario 5% Down - http://mbshighway.com/view/184o-br
Purchase Scenario 20% Down - http://mbshighway.com/view/184o-br
Rent vs. Buy Calculator - https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html It requires subscription to access now :(

How to get in touch:

https://www.linkedin.com/in/matthew-gehr-148a24a8/

matt.gehr@mannmortgage.com