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    <description><![CDATA[<p>Finance Unfiltered is a podcast hosted by McCarty Wealth, a Brevard County-based financial advisory firm helping Space Coast families and retirees plan with confidence. </p><p>Hosted by Susan and Luke McCarty a CERTIFIED FINANCIAL PLANNER. Each episode cuts through the industry jargon to cover what actually matters — annuities, 401(k) rollovers,  market changes, retirement income strategies, investing for your kids, and the decisions most people never get explained clearly.</p><p>No sales pitch, no scripts — just real conversations about money, from the advisors Brevard County already trusts.</p>]]></description>
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      <title><![CDATA[Should You Buy an Annuity? Surrender Periods, Hidden Fees & Legacy Planning Without Kids | Finance Unfiltered Ep. 2]]></title>
      <itunes:title><![CDATA[Should You Buy an Annuity? Surrender Periods, Hidden Fees & Legacy Planning Without Kids | Finance Unfiltered Ep. 2]]></itunes:title>
      <description><![CDATA[<p><a href="https://rss.com/podcasts/finance-unfiltered-pod1/voicemail" target="_blank">Hey! I'd love to hear your thoughts, send me a voice note.</a></p><p>Join Susan and Luke as they break down the real talk on annuities: are they actually worth it, what happens if you're locked into a bad policy, and how the McCarty Wealth team handles fees with full transparency. Plus, planning a legacy when you don't have kids.</p><p>⏱️ Timestamps</p><p>0:00 – Intro</p><p>0:40 – Does a CFP® recommend annuities?</p><p>3:23 – Stuck in my current policy — what do I do?</p><p>5:36 – McCarty Wealth's fees: transparent pricing</p><p>7:06 – Leaving a legacy behind with no children</p><p>8:28 – Outro / next episode</p><p>📍 4175 US-1 Ste 101, Rockledge, FL 32955</p><p>📞 (321) 221-7870</p><p>Have a question for our team? </p><p>Reach out to McCarty Wealth to schedule a consultation.</p><p>🔔 Subscribe for new episodes of Finance Unfiltered. </p>]]></description>
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      <title><![CDATA[Finance Unfiltered Ep. 1: Iran, Interest Rates & Why "Safe" Bonds Aren't So Safe]]></title>
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      <description><![CDATA[<p><a href="https://rss.com/podcasts/finance-unfiltered-pod1/voicemail" target="_blank">Hey! I'd love to hear your thoughts, send me a voice note.</a></p><p>Susan sits down with Luke McCarty of McCarty Wealth for a no-fluff breakdown of what's actually moving markets right now. Topics covered:</p><ul><li>How the Iran conflict is influencing portfolio moves and where money is flowing</li><li>What a new Fed Chair (including Kevin Warsh) could mean for markets — and why history isn't on investors' side</li><li>Why the "safe" bond strategy hasn't been so safe lately, and what conservative investors are doing instead</li><li>Where interest rates are headed and how to position now</li></ul>]]></description>
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