This episode is a little bit of everything. We’re talking negative energy, iMessage problems, text message spam, and following up on recent travel, including Maria’s NFWA Jamaica trip recap. We’re also looking ahead to the Super Bowl in LA, talking about an amazing loan program we have available, and getting real about how the best things in life usually come with some kind of sacrifice. Plus, we’re breaking down our $0-down forgivable loan and how making a small sacrifice today has helped our clients save BIG money in the long run.

Kelsey is back from Seattle and has plenty to recap. From accidentally coordinating outfits with Maria all the way down to their shoes, to working from the second she boarded her 6 AM flight, Kelsey proves she can apparently work anywhere… until the mountains decided otherwise. She and her family explored national parks, got some much-needed unplugged time, and Kelsey recaps the adventures along the way.

Maria also shares what’s coming up with her trip to Jamaica for the National Football Wives Association Summit, where she’ll be connecting with other women and talking business goals, naturally leading to the idea of a future G.Lending trip to Jamaica. Then they pivot into jumbo loans, tease a giant G.Lending bus making its way around Vegas, and talk about football season being right around the corner.

And of course, Kelsey is entering her homemaker era and making sure she’s “wifey” material… just don’t ask her to cook the steaks. After one unfortunate air-fryer steak incident, she has officially been banned from steak duty.

This week, Maria and Kelsey are catching up on everything from Kelsey’s Seattle trip and national park adventures to seasonal depression, family movie nights, and the latest movie theater popcorn struggle. 🍿 They even get into the world of 4D movies before shifting gears into a topic a lot of self-employed borrowers need to hear about: bank statement loans.

When you’re self-employed, your business might bring in a lot of money, but once you account for business expenses, bills, and everything it actually takes to run your business, your financial picture can look very different. Maria and Kelsey break down how bank statement loans can help lenders look at the money you actually have available instead of relying on a traditional income calculation, potentially helping self-employed borrowers shop for a home that fits their real take-home budget.

Maria and Kelsey are recapping a fun-filled weekend! From a backyard BBQ with local real estate agents to an unforgettable night cheering on the Las Vegas Aces at a star-studded game, they dive into why Las Vegas continues to be one of the fastest-growing sports cities in the country.

This week, Maria and Kelsey are keeping it real! They chat about the chaos of traveling with sick babies, weekend fun around Las Vegas (including their visit to Swingers Las Vegas, the new crazy golf venue inside Mandalay Bay), and why buying a home doesn't mean you have to max out your budget. They break down one of the biggest misconceptions in home buying: just because you're approved for a certain amount doesn't mean you should spend it all. Plus, they dive into what it really means to be "house poor" and how to avoid it. Whether you're planning your next vacation or your first home purchase, this episode is full of practical advice and relatable conversation.

This episode is a little bit of everything. Maria & Kelsey talk mom life, surviving on no sleep, adjusting schedules, and how raising kids looks completely different depending on the stage of life you’re in. Plus, Kelsey drops a little cliff-hanger text, celebrates 5 years of marriage, and shares about her PopStroke date with her husband. Then, the conversation takes a turn into FHA loans, including a way you may be able to get the mortgage insurance off your FHA loan. The biggest takeaway? There’s no one-size-fits-all answer. What makes sense for one family may be completely different for another, and your loan strategy should reflect YOUR situation.

Maria and Kelsey share the reality of juggling family and business as they recap Father's Day with two sick kids, late nights, and the long days it took to get G. Lending off the ground. They celebrate G. Lending's first official deal, talk about securing an incredible interest rate for their buyers, discuss loan programs designed to fit a variety of homebuyers, and wrap up with a nostalgic conversation about the cabbage soup diet and the homemade cabbage soup Kelsey's grandma used to make with cabbage from her family's farm.

Maria and Kelsey recap a week full of unexpected detours, from Maria's niece visiting town and a Vegas Golden Knights activation event to taking a wrong turn on the way to work that somehow turned into an impromptu shopping trip for a new purse. They also talk about a car wash mishap before diving into why getting pre-approved is one of the smartest first steps you can take before starting your home search.

Maria and Kelsey recap a weekend of solo parenting, share the routines that kept the chaos under control, and laugh about what it really takes to be "Super Mom." Then they switch gears to break down debt-to-income ratio, credit scores, payment history, why you should always check with your lender before making a big purchase during the homebuying process, and how everything from car payments to your financial habits can impact your mortgage.

From bedtime battles and the chaos of parenting to the nerve-wracking experience of teaching a teen to drive, Maria and Kelsey share relatable stories from their week before diving into homeownership. They wrap up the episode by breaking down the key factors that actually determine your mortgage interest rate and what you can do to put yourself in the best position before buying a home.

Does appearance affect your success? Maria and Kelsey have an honest conversation about beauty standards, the pressure to always look your best, Botox and fillers, and whether image really matters in business. They also highlight a few of their favorite subdivisions around Las Vegas for anyone thinking about making a move.

From baby names and doctor's appointments to the realities of parenting, Maria and Kelsey dive into what it means to build a stable future for your family. They discuss why buying a home before welcoming a baby can make a big difference, how renting can create uncertainty, and the long-term benefits of homeownership for growing families.

Real conversations. Real advice. Real homeownership. Join Maria and Kelsey as they talk about life, money, credit, mortgage tips, loan programs, and everything in between, making homeownership feel less overwhelming and a lot more achievable.

Every great business has a beginning, and this is ours!

In the very first episode of Her Money. Her Moves., Maria DiMaggio-Hickman and Kelsey Cosgrove take you behind the scenes of how G. Lending came to life. They share the vision, the challenges, the leap of faith it took to build a mortgage company from the ground up, and the values that continue to drive the team today.

From personal stories and career pivots to lessons learned along the way, this episode is an honest conversation about entrepreneurship, resilience, and creating a business centered on people, not just transactions.

Whether you're a first-time homebuyer, a fellow entrepreneur, or simply love hearing the story behind a successful business, this episode is the perfect place to start.

💬 Topics Covered:

• The story behind G. Lending
• Why Maria started the company
• Building a people-first mortgage business
• The highs and lows of entrepreneurship
• Lessons learned along the journey
• What's next for G.Lending