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    <title><![CDATA[Choices Create Change]]></title>
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    <description><![CDATA[<p>Choices Create Change - A Leadership &amp; Business Podcast with Bobby Mink  </p><p>Choices Create Change is a leadership podcast and business podcast hosted by Bobby Mink of Choice Consulting and Management. </p><p>Whether you run a small business, lead a team, or are stepping into management for the first time, this channel is built to help you lead with clarity and confidence.  Each episode breaks down real, practical leadership, strong communication skills, healthy team building, accountability, trust, and the kind of culture that makes people want to show up and give their best. Bobby draws on years of coaching companies across the country, plus interviews with business owners and leaders who've been in the trenches.  </p><p>If you're a small business owner, manager, or entrepreneur looking to grow yourself and your team, you're in the right place. New episodes, leadership tips, and short clips posted regularly.  </p><p>🎧 Learn more: ChoiceConsultingMan.com/Podcast  Subscribe and let's go crush it.</p>]]></description>
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      <title><![CDATA[Two Identical Houses, $70,000 Apart (Ep 25)]]></title>
      <itunes:title><![CDATA[Two Identical Houses, $70,000 Apart (Ep 25)]]></itunes:title>
      <description><![CDATA[<p>Last week was why to measure. This week is how to read what you are measuring.</p><p>Bobby opens with two houses: same plan, same community, sold for the same price. On paper, at the moment they sold, they were the same job. One closed at 31% gross margin and the other at 17%. On a $500,000 house that is $70,000, and it was not created at the closing table. It was created in a hundred small decisions across six months, and not one of them felt like a $70,000 decision at the time.</p><p>From there it is a profit and loss statement in plain English, section by section, with the one test that tells you where a cost belongs: would this cost exist if you had not built that job?</p><p>Then the part that is quietly costing people money right now. Markup and margin are not the same number. Add 25% to a $100,000 cost and you sell at $125,000, which is a 20% margin, not 25%. To actually earn 30% you have to mark up almost 43%. A leader who confuses the two is not making an occasional error, they are underpricing every job by the same amount forever, and there is no bad month that makes them go look.</p><p>Also in this episode: the six places margin leaks and why not one of them is a market condition, why growing companies are the ones that run out of cash, and break-even, which is your annual overhead divided by your gross margin percentage. Drop five points of margin and a company with $1,200,000 of overhead has to build an extra $800,000 of work to end up exactly where it was.</p><p>"A number without a target is trivia. A number with a target is a decision waiting to be made."</p><p>This is part two of three. Next week a longtime CFO joins the show.</p><p>Chapters:</p><p>0:00 Two houses, identical on paper</p><p>0:33 Welcome</p><p>1:32 You were never taught this</p><p>2:26 Reading a profit and loss statement</p><p>5:45 The targets: 30, 18 and 12</p><p>6:54 Gross margin, where the money is won and lost</p><p>8:16 Two houses that look identical</p><p>9:25 The six places margin leaks</p><p>11:50 Not one of them is the market</p><p>12:15 Markup versus margin</p><p>13:52 Now do it the right way</p><p>15:07 To get 30 you have to mark up 43</p><p>16:03 Budget versus actual</p><p>17:25 How forecasting actually works</p><p>18:15 The monthly review: three columns</p><p>18:41 Variance analysis: get to why</p><p>20:09 Cash flow, the one that ends companies</p><p>20:40 Why growing companies are the ones at risk</p><p>21:38 Draws, inventory, receivables, payables</p><p>23:28 Break-even, and what a slow month costs</p><p>24:40 What five points of margin does to break-even</p><p>26:03 Leading versus lagging indicators</p><p>28:07 Building your weekly dashboard</p><p>29:39 The four questions</p><p>32:50 This week's challenge</p><p>34:33 Call your CPA and ask</p><p>35:49 Close</p><p>Learn more: ChoiceConsultingMan.com/Podcast</p><p>Bobby's books, Choices and Clarity: ChoiceConsultingMan.com/books</p><p>A video version of this episode is on YouTube. Search Choices Create Change.</p>]]></description>
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      <title><![CDATA[He Had 24 Houses Going and Was Losing Money (Ep 24)]]></title>
      <itunes:title><![CDATA[He Had 24 Houses Going and Was Losing Money (Ep 24)]]></itunes:title>
      <description><![CDATA[<p>Most owners can tell you their revenue instantly and have no idea what they kept. This episode is about the eight numbers that tell you the truth about your business, and why smart, hardworking leaders end up flying blind anyway.</p><p>Bobby opens with a builder who had 24 houses under construction, the most work he had ever had going at one time, and who was putting personal money into the business to make payroll. They costed out his last five closed houses. Two made money, one broke even, two lost real money. He was not having his best year, he was having his busiest year.</p><p>From there it is the airplane test. A pilot watches altitude, airspeed, fuel against distance, oil pressure, engine temperature, weather, wind, cabin pressure and navigation, and makes corrections so small that nobody in seat 14C ever feels one. Then the question: what is actually on your dashboard, and what did you look at with your own eyes in the last seven days?</p><p>Bobby walks through eight gauges, one at a time, and what each one warns you about before anybody else notices: cash, gross margin, sales pipeline, backlog, cycle time, warranty, employee turnover and customer satisfaction.</p><p>The part most business content skips is the second half. If measuring is this obviously valuable, why do so many good leaders not do it? Fear, embarrassment, never having been taught, being too busy, a CPA who was never asked to teach, a report with forty lines on it, and nobody owning the number.</p><p>"Volume without margin is not growth. It's just a faster way to find out you have a problem."</p><p>"Companies do not go broke because they lose money. They go broke because they run out of cash."</p><p>Chapters:</p><p>0:00 Two of the last five lost money</p><p>0:35 Welcome</p><p>1:05 Forty years, and one question</p><p>2:17 Why smart people make bad business decisions</p><p>2:45 A feeling wearing a business suit</p><p>3:02 Activity is not progress</p><p>3:44 Busy and profitable are not the same thing</p><p>4:04 The builder with 24 houses</p><p>4:51 Putting personal money in to make payroll</p><p>5:14 Costing out the last five houses</p><p>5:36 His busiest year, not his best year</p><p>6:07 Volume without margin is not growth</p><p>6:24 He had no instruments</p><p>6:44 Feelings versus facts</p><p>7:31 Your instinct is a hypothesis</p><p>7:53 Restaurants, coaches and doctors all measure</p><p>8:52 So do Amazon and Chick-fil-A</p><p>9:27 Awareness, decisions, results</p><p>10:06 The airplane dashboard</p><p>10:19 The captain who flies by feel</p><p>11:01 A feeling is not knowing</p><p>11:28 What a pilot actually watches</p><p>13:18 Small corrections, not heroics</p><p>14:09 You are the pilot</p><p>14:32 What is on your dashboard this week</p><p>15:27 That discomfort is information</p><p>15:54 Pilots crash because they ignore it</p><p>16:28 The reports nobody opens</p><p>17:29 Let us build the dashboard</p><p>17:52 Gauge 1: Cash</p><p>18:27 Growth eats cash</p><p>19:09 Gauge 2: Gross margin</p><p>20:09 Gauge 3: Sales pipeline</p><p>21:11 Gauge 4: Backlog</p><p>22:20 Gauge 5: Cycle time</p><p>23:12 Gauge 6: Warranty</p><p>23:58 Gauge 7: Employee turnover</p><p>24:55 Gauge 8: Customer satisfaction</p><p>26:02 Why leaders avoid their numbers</p><p>26:42 Fear</p><p>27:04 Embarrassment, and nobody ever taught you this</p><p>27:55 Too busy, and a CPA who was never asked to teach</p><p>28:41 Forty lines on a report, and nobody owns it</p><p>29:28 What you avoid controls you</p><p>29:58 This week's leadership challenge</p><p>30:29 Pick five numbers</p><p>31:14 Look at them every Monday</p><p>32:07 Say them out loud to your team</p><p>32:30 Back to the builder with 24 houses</p><p>32:57 Fewer houses, more money</p><p>33:22 What is coming next week</p><p>34:37 Close</p><p>Learn more: ChoiceConsultingMan.com/Podcast</p><p>A video version of this episode is on YouTube. Search Choices Create Change.</p>]]></description>
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      <pubDate>Wed, 30 Sep 2026 08:31:32 GMT</pubDate>
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      <title><![CDATA[Stop Being the Hero in Your Own Company (Ep 23)]]></title>
      <itunes:title><![CDATA[Stop Being the Hero in Your Own Company (Ep 23)]]></itunes:title>
      <description><![CDATA[<p>Most owners think their job is to be the one who fixes things. Mitchell Kasselman learned that every time he jumped in to save the day, he was taking the chance to learn away from somebody on his team.</p><p>Bobby is joined by Mitchell Kasselman, co-founder and CEO of Ressio Software, which builds construction management software for custom home builders and remodelers. They have known each other since 2022, and Bobby was one of the people Mitchell leaned on when Ressio was starting out.</p><p>Mitchell has gone from two founders to a growing team in four years, and the conversation is about what that took. Moving from what he calls heroics to systems. Hiring for culture so seriously that a ten out of ten candidate still fails if they do not fit. Letting people go sooner, and finding out that the person and the team were both relieved. Setting company goals and deliberately leaving his own name off them.</p><p>There is also a practical stretch on AI, from somebody building it for builders: why the owners who get value from it are the ones who check its work, and why that is exactly how trust gets built with people too.</p><p>"What I'm actually doing is preventing an opportunity for a team member to actually learn how to do that themselves."</p><p>"Even if we had the ten out of ten best technical candidate, we will still fail someone at the cultural stage if they don't exceed in our values."</p><p>Chapters:</p><p>0:00 Stop being the hero</p><p>0:29 Welcome</p><p>0:55 Meet Mitchell Kasselman</p><p>2:23 How he found the contractor</p><p>3:30 Why builders' software feels twenty years old</p><p>4:13 Building Ressio</p><p>5:22 A hundred decisions a day</p><p>6:08 Year two: talent and culture</p><p>6:38 From heroics to systems</p><p>8:11 Your job is the environment</p><p>9:31 Building a company is like a marriage</p><p>10:30 What AI is actually good for</p><p>12:01 From a customer call to working code in days</p><p>13:15 AI built for builders</p><p>14:51 Getting past "I don't trust it"</p><p>17:04 Decide if this is really for you</p><p>17:52 Bias for action</p><p>18:37 Getting back off the mat</p><p>19:24 Do not go it alone</p><p>20:04 Keep reinvesting in your team</p><p>21:02 Rock stars and superstars</p><p>22:42 People are the competitive advantage</p><p>24:14 The castaways who thrived</p><p>25:02 How they hire for culture</p><p>26:53 Hire fast, fire fast</p><p>29:02 Two out of three salespeople</p><p>30:16 You already have values, write them down</p><p>31:42 Let your values evolve</p><p>33:13 From doing the work to managing managers</p><p>34:01 Four goals, and his name is not on them</p><p>34:42 Teach a man to fish</p><p>36:21 Stop pointing at the individual</p><p>37:25 Seek first to understand</p><p>38:18 Curiosity over prescribing</p><p>39:03 Ask more than you tell</p><p>39:58 What not to do</p><p>40:38 Take advice, but think for yourself</p><p>41:38 Hallway decisions that become policy</p><p>42:37 You cannot be everything to everyone</p><p>43:15 Six dimensions, twenty one points</p><p>45:11 What to take away</p><p>47:02 Close</p><p>Learn more at ChoiceConsultingMan.com/Podcast</p><p>Bobby's books, Choices and Clarity, are at ChoiceConsultingMan.com/books</p><p>A video version of this episode is on YouTube. Search Choices Create Change.</p>]]></description>
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      <pubDate>Wed, 23 Sep 2026 08:34:33 GMT</pubDate>
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      <title><![CDATA[You Don't Need a New Website (Ep 22)]]></title>
      <itunes:title><![CDATA[You Don't Need a New Website (Ep 22)]]></itunes:title>
      <description><![CDATA[<p>Most business owners think they need a new website. Mickey Mellen has been building them for seventeen years, and a lot of his job is talking people out of it.</p><p>Bobby is joined by Mickey Mellen, co-founder of GreenMellen in Marietta, Georgia, for a practical conversation about marketing when you run a company and nobody on your team owns marketing. Mickey's argument is that almost everybody overthinks it. He gives five things to focus on, website, email, local, data and social, and says a little bit in each one beats a lot in one and nothing in the other four.</p><p>Along the way: why your website is now the last place a customer goes rather than the first, what your homepage should say instead of how many years you have been in business, and what he found when he ran fifteen thousand WordPress sites through a scanner he built.</p><p>The back half is about AI, from somebody who uses it daily and is not entirely happy about it. What it is doing to search, to attribution, to pricing, and to the number of people who will ever see anything you make.</p><p>And then the part Bobby keeps coming back to, which is numbers. Mickey on running his first five years off the bank balance, and the agency owner whose accountant called three days before Christmas to say there was not enough money for payroll.</p><p>"Google is the reward for doing all your other marketing right, in all the other places."</p><p>"If you are at all consistent with your stuff, you are the top five percent of businesses right there. The bar is so low."</p><p>Chapters:</p><p>0:00 Where people actually decide</p><p>0:37 Welcome</p><p>1:05 Meet Mickey Mellen and GreenMellen</p><p>2:47 Do not overthink it</p><p>3:28 The five things: website, email, local, data, social</p><p>5:31 "I need a new website." "No, you don't."</p><p>5:53 Lead with their problem, not your history</p><p>6:23 Your website is the last place they go</p><p>7:37 Perfect is the enemy of good</p><p>8:05 Trying to do too much</p><p>11:29 Why you should own your website</p><p>12:17 Fifteen thousand sites, four thousand broken</p><p>13:28 What is your marketing budget</p><p>14:46 Consistency, and the content calendar</p><p>16:50 What AI is doing to Google</p><p>17:28 Why a link costs you most of your reach</p><p>17:57 The CPA he hired ten years later</p><p>19:02 Lift versus attribution</p><p>19:55 Building your own tools with AI</p><p>21:30 What worries him about AI</p><p>22:08 A thousand pieces of content a day</p><p>23:28 I miss the handcrafted days</p><p>23:59 Confidentiality, risk and hallucinations</p><p>25:44 The Braves score the AI made up</p><p>26:44 Hire for fit over talent</p><p>27:13 What AI does to what you can charge</p><p>28:26 Cookies, a swing set, and fifty AI videos</p><p>29:35 Get your books in order</p><p>30:05 Forecasting instead of checking the bank</p><p>31:25 Three days before Christmas</p><p>32:32 Find somebody gifted differently than you</p><p>33:41 What makes a business partnership work</p><p>35:13 Trust</p><p>36:11 There is no such thing as a done website</p><p>37:09 Consistency puts you in the top five percent</p><p>37:47 The king of shiny objects</p><p>38:54 Kobe at five in the morning</p><p>39:47 The fundamentals of a top shelf organization</p><p>40:53 Look at your site through your customer's eyes</p><p>42:47 How AI search actually works</p><p>43:47 Close</p><p>Learn more at ChoiceConsultingMan.com/Podcast</p><p>Bobby's books, Choices and Clarity, are at ChoiceConsultingMan.com/books</p><p>A video version of this episode is on YouTube. Search Choices Create Change.</p>]]></description>
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      <title><![CDATA[Stop Looking for Better Employees, Fix Your Hiring System (Ep 21)]]></title>
      <itunes:title><![CDATA[Stop Looking for Better Employees, Fix Your Hiring System (Ep 21)]]></itunes:title>
      <description><![CDATA[<p>Everybody asks where to find good people. Bobby thinks that is the wrong question. The right one is less comfortable: why would a great person want to come and work for you?</p><p>This episode came from a listener who asked how to find people to hire, and the answer turned into forty years of hiring compressed into a system. It covers the part almost everybody skips, which is everything that happens before you post the job. Whether you actually need a person or need a process. The numbers worth looking at before you add payroll. Defining a seat properly instead of writing a list of activities and calling it a job description.</p><p>Then the seven places great people actually come from, and only one of them is a job posting. Your own employees. Your vendors and trade partners. Competitors. Industry associations. LinkedIn. Colleges, trade schools and the military. And your customers.</p><p>The last third is the part most hiring advice leaves out: keeping people once you have them.</p><p>"Technical skills can usually be taught. Character usually cannot."</p><p>"If good people keep leaving you, the market is not the problem. Look closer to home. That is not an accusation, it is the best news in this episode, because the market is not something you control but your environment is."</p><p>Chapters:</p><p>0:00 Why would a great person want to work for you</p><p>0:31 Welcome</p><p>3:18 The wrong question</p><p>7:17 Before you hire anyone, ask this</p><p>7:57 Know your numbers before you add people</p><p>10:28 When it is genuinely time</p><p>12:31 Define the position before you hire</p><p>18:16 Where to actually find great people</p><p>24:43 Never interview without a process</p><p>32:18 How do you know they are the right person</p><p>35:31 Keeping great people</p><p>42:25 This week's challenge</p><p>44:30 Close</p><p>Learn more at ChoiceConsultingMan.com/Podcast</p><p>Bobby's books, Choices and Clarity, are at ChoiceConsultingMan.com/books</p><p>A video version of this episode is on YouTube. Search Choices Create Change.</p>]]></description>
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      <title><![CDATA[Being a Great Contractor Won't Make You a Great Owner (Ep 20)]]></title>
      <itunes:title><![CDATA[Being a Great Contractor Won't Make You a Great Owner (Ep 20)]]></itunes:title>
      <description><![CDATA[<p>Charlie Genin has been building in Lafayette, Louisiana for twelve years, and the hardest lesson had nothing to do with construction: being a good contractor is not the same thing as being a good business owner. He and Bobby get into the hats nobody warns you about when you start a company.</p><p>Charlie founded The Gen Group Construction in 2014 with his father in law, and today runs residential and commercial, spec and custom. This conversation is the honest version of the first twelve years: the commitment nobody mentions when they tell you to go work for yourself, the day you accept you cannot be the best contractor and the best owner and the best dad all in the same afternoon, and the unglamorous systems that made the difference.</p><p>Along the way: why you should start writing processes while you are still an army of one instead of waiting until you have a team of ten, why the first thing you hand off should be whatever you like doing least, how to keep your standard without micromanaging the person you just handed it to, why a rainy day fund is a construction issue and not a personal finance one, and the change order habit that prevents most disputes before they start.</p><p>"The balance is really hard. To be the best contractor and the best business owner and the best employer and the best dad and the best husband. And the answer is you cannot do all of it at the same time."</p><p>Chapters:</p><p>0:00 Cold open</p><p>0:28 Welcome</p><p>0:59 Meet Charlie Genin</p><p>1:50 Founding The Gen Group in 2014</p><p>3:57 A good contractor is not a good business owner</p><p>4:50 The commitment nobody warns you about</p><p>6:31 You cannot be all of it at the same time</p><p>7:11 Siloing the parts of your life</p><p>9:59 Let the calendar be the driver</p><p>11:05 Competing without tearing anyone down</p><p>14:01 What you say about a competitor</p><p>15:42 Working with integrity</p><p>16:32 Surround yourself with better people</p><p>17:50 Goals you can actually reach</p><p>21:07 Sharing the goals with your team</p><p>22:40 Celebrating wins, yours and theirs</p><p>25:09 Advice for a new owner: the mindset</p><p>26:01 Know your numbers</p><p>26:54 Start processes as an army of one</p><p>27:26 Do not get over leveraged</p><p>29:11 All the hats you did not know about</p><p>30:12 Delegate what you like doing least</p><p>31:26 Consistency without micromanaging</p><p>34:25 Checklists are built from mistakes</p><p>37:17 Find a mentor, join your HBA</p><p>41:10 Buy time instead of paying for mistakes</p><p>43:36 First generation owners have no playbook</p><p>48:10 Get it in writing</p><p>49:30 Change orders are where people get burned</p><p>51:08 If it is too good to be true</p><p>52:27 Documentation ends disputes</p><p>55:46 Do not compare yourself to highlight reels</p><p>56:38 Work on the business, not in it</p><p>57:45 What success actually means</p><p>58:42 Clients are emotional beings</p><p>1:00:34 Give yourself grace</p><p>Guest: Charlie Genin, owner and general contractor at The Gen Group Construction, L.L.C. in Lafayette, Louisiana. <a target="_blank" rel="noopener noreferrer nofollow" href="http://gengrouphomes.com">gengrouphomes.com</a></p><p>Learn more at ChoiceConsultingMan.com/Podcast</p><p>Bobby's books, Choices and Clarity, are at ChoiceConsultingMan.com/books</p><p>A video version of this episode is on YouTube. Search Choices Create Change.</p>]]></description>
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      <itunes:episode>20</itunes:episode>
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      <pubDate>Wed, 02 Sep 2026 09:00:00 GMT</pubDate>
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      <title><![CDATA[Why Good Builders Stay Invisible (Ep 19)]]></title>
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      <description><![CDATA[<p>When your business gets quiet, people notice. And they do not assume you are fine. They assume something is wrong.</p><p>Bobby Mink makes the case that visibility is the most underrated competitive advantage a business has right now, and that it is not a marketing problem. It is a leadership one. Every week you are either building confidence or creating uncertainty, and silence communicates just as loudly as words.</p><p>Bobby walks through seven reasons visibility matters, from the fact that your customer's first visit is almost always digital, to why teaching beats selling, to why one viral post will never do what a consistent weekly one will. Along the way he shares the division president who asked him the question that sums the whole thing up: why did we wait until things got slow to start doing this?</p><p>If you are good at what you do but bad at telling anyone about it, this one is for you.</p><p>Seven reasons visibility is your most underrated competitive advantage:</p><p>1. Your customer's first visit is digital</p><p>2. Going quiet looks like you're struggling</p><p>3. Visibility builds trust before you need it</p><p>4. Teach more than you sell</p><p>5. Video makes your business human</p><p>6. Consistency beats intensity</p><p>7. Visibility creates opportunity</p><p>"Visibility becomes influence. Influence becomes trust. Trust becomes opportunity. Opportunity becomes growth. And that is how great businesses are built."</p><p>Chapters:</p><p>00:00 Cold open: why did we wait until things got slow?</p><p>00:25 Welcome and the seven reasons</p><p>01:10 Why most companies are bad at telling their own story</p><p>02:06 Visibility is not marketing, visibility is leadership</p><p>02:38 1. Your customer's first visit is digital</p><p>03:23 Knowing your target market</p><p>04:12 Your digital front doors</p><p>04:50 The division president who wished he had not waited</p><p>05:58 2. Going quiet looks like you're struggling</p><p>06:41 The real struggle is consistency</p><p>07:26 Confidence attracts confidence</p><p>08:09 3. Visibility builds trust before you need it</p><p>09:22 The trust account and third party validation</p><p>10:29 Start the conversation where they already are</p><p>11:02 4. Teach more than you sell</p><p>12:11 Every business should become an educator</p><p>13:31 Introduce your team, be real people</p><p>14:28 Raving fans, inside and outside</p><p>15:36 Teach your industry and become the expert</p><p>16:04 5. Video makes your business human</p><p>17:04 Show the space, show the process</p><p>17:33 Perfection is not required</p><p>18:32 Authenticity wins</p><p>19:14 6. Consistency beats intensity</p><p>19:44 One viral post will not change your business</p><p>20:25 Business growth comes from consistency</p><p>21:44 7. Visibility creates opportunity</p><p>22:28 Better employees find you</p><p>23:06 New partners and referrals</p><p>23:26 Better vendors and better opportunities</p><p>25:28 Visibility is leadership</p><p>26:22 The state of the company talk</p><p>28:38 Visibility is not ego, visibility is service</p><p>29:59 The better question to ask before you post</p><p>30:43 Influence, trust, opportunity, growth</p><p>31:37 Close and how to reach Bobby</p><p></p><p>Mentioned in this episode:</p><p></p><p>Raving Fans, by Ken Blanchard and Sheldon Bowles</p><p></p><p>Suggest a topic for a future episode: ChoiceConsultingMan.com/Podcast</p><p>Schedule a free coaching conversation: ChoiceConsultingMan.com/contact</p><p>Bobby's books, Choices and Clarity: ChoiceConsultingMan.com/books</p><p></p><p>A video version of this episode is on YouTube. Search Choices Create Change.</p>]]></description>
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      <itunes:episode>19</itunes:episode>
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      <pubDate>Wed, 26 Aug 2026 09:00:00 GMT</pubDate>
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      <title><![CDATA[Your CPA Should Be a Partner, Not a Tax Preparer (Ep 18)]]></title>
      <itunes:title><![CDATA[Your CPA Should Be a Partner, Not a Tax Preparer (Ep 18)]]></itunes:title>
      <description><![CDATA[<p>Most business owners see their CPA once a year, drop off a folder, and hope for good news. Ryan Mink, CPA, explains why that relationship is costing you money, and what a real one looks like.</p><p>Bobby Mink sits down with Ryan, a partner at Suttle &amp; Stalnaker in West Virginia and, as it turns out, his own son, for a plain English walk through the questions every owner asks and almost nobody gets a straight answer to. Do you actually need an LLC? Should you elect S corp status because someone on TikTok said so? Why does the money in your bank account tell you almost nothing about whether your business is healthy?</p><p>Ryan has spent 19 years in audit and tax, and he makes the case that the most expensive mistakes he sees are not aggressive ones. They are the quiet ones: jumping into a structure too early, spending a hundred thousand dollars to save thirty, and never asking why.</p><p>If you have ever nodded along in a meeting about your own money and had no idea what was being said, this one is for you.</p><p>"Just because there's cash in the bank doesn't mean you're doing well."</p><p>Chapters:</p><p>0:00 The surprise $30,000 tax bill</p><p>0:20 Welcome and meet Ryan Mink, CPA</p><p>0:52 Inside a full service CPA firm</p><p>2:14 Why the same questions come up over and over</p><p>4:19 Do you need an LLC?</p><p>5:01 An LLC is a liability tool, not a tax strategy</p><p>5:30 Single member LLC: the disregarded entity</p><p>6:01 What changes when you add a second owner</p><p>7:00 S corporations and how the tax savings work</p><p>7:39 C corporations and the double taxation problem</p><p>10:50 The reasonable compensation problem</p><p>12:14 Why leverage matters before you elect S corp</p><p>13:13 The S corp downsides nobody mentions</p><p>14:25 The truck, the son, and the deemed sale</p><p>16:40 Do not jump the gun on S corp</p><p>17:47 The taxes nobody warns you about</p><p>19:44 Estimated taxes and the four checks a year</p><p>21:12 The restaurant that closed over a tax bill</p><p>21:41 Profit First: pay yourself before you reinvest</p><p>22:52 Do not outspend your growth</p><p>24:56 Your CPA should be your partner</p><p>25:43 Why once a year is not a relationship</p><p>29:52 What a real quarterly check in looks like</p><p>30:32 Cash in the bank is not profit</p><p>35:45 The windfall and the Florida property</p><p>37:25 Do not let tax savings drive business decisions</p><p>39:18 The truck trap: $100K to save $30K</p><p>40:42 The Toyota Highlander phone call</p><p>42:27 Red flags: when to find a new CPA</p><p>48:47 Get your books in order</p><p>51:08 Seek to understand why</p><p>54:54 Takeaways and how to reach Ryan</p><p>55:37 Close and how to suggest a topic</p><p>Guest:</p><p>Ryan Mink, CPA, partner at Suttle &amp; Stalnaker, PLLC, a full service West Virginia CPA firm with four offices offering tax, audit, consulting, bookkeeping, payroll, and virtual CFO services. The firm is a member of Allinial Global.</p><p>Mentioned in this episode:</p><p>Profit First, by Mike Michalowicz</p><p>Suggest a topic for a future episode: ChoiceConsultingMan.com/Podcast</p><p>Schedule a coaching conversation: ChoiceConsultingMan.com/contact</p><p>Bobby's books, Choices and Clarity: ChoiceConsultingMan.com/books</p><p>A video version of this episode is on YouTube. Search Choices Create Change.</p><p>This episode is for general education only. It is not tax, legal, or financial advice, and tax rules and thresholds change. Talk to your own CPA or attorney about your specific situation before acting on anything discussed here.</p>]]></description>
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      <itunes:episode>18</itunes:episode>
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      <pubDate>Wed, 19 Aug 2026 09:00:00 GMT</pubDate>
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      <title><![CDATA[People Can't Execute What They Don't Understand (Ep 17)]]></title>
      <itunes:title><![CDATA[People Can't Execute What They Don't Understand (Ep 17)]]></itunes:title>
      <description><![CDATA[<p>You explained it. They nodded. Two weeks later nobody is doing it. That is not a people problem, it is a clarity problem. In this episode, Bobby Mink wraps up the two-part series on The Advantage by Patrick Lencioni with the part most companies skip: creating clarity, overcommunicating it, and reinforcing it until it sticks.</p><p>Bobby walks through the six questions every leadership team has to be able to answer the same way, including why you exist, how you behave, and the one almost nobody gets right, who must do what. Then he gets into why complexity kills execution, why your 33-item checklist is usually fear wearing a process costume, and why the owner who walks the floor giving orders is quietly undercutting every manager in the building.</p><p>The back half is the practical part: the meeting rhythm that actually works (daily check-ins, weekly tactical, monthly strategic, quarterly offsite, annual), how to run a review that is not a trip to the principal's office, and how repetition turns into alignment.</p><p>Whether you lead 500 people, 15 people, or a family, this is about making sure the people around you actually understand what you are asking for.</p><p>In this episode:</p><p>- The six critical questions: why do we exist, how do we behave, what do we do, how will we succeed, what is most important right now, and who must do what</p><p>- Why core values need descriptive words, not just words on a wall</p><p>- The builder who said we are creating a home where families make memories</p><p>- Role clarity: the 11-person company where nobody knew who to ask</p><p>- A warning for owners: telling someone on the floor what to do knocks the legs out from under their manager</p><p>- Why complexity kills execution, and how fear-based checklists and multiple layers of approval cost you real money</p><p>- Accountability, ownership, and setting expectations that actually match</p><p>- Clarity leaks: why you have to overcommunicate the same message far longer than feels reasonable</p><p>- Repetition creates alignment, and the moment you know it is working (when your newest hire quotes a core value back to you)</p><p>- The meeting rhythm: daily check-ins, weekly tactical, monthly strategic, quarterly offsite, and annual</p><p>- Reinforcing clarity through hiring, exit interviews, quarterly reviews, managing by walking around, promotions, and recognition</p><p>- The eight essentials of great organizations</p><p>- The biggest lessons from The Advantage, and why great companies are built from the inside out</p><p>Mentioned in this episode:</p><p>- The Advantage: Why Organizational Health Trumps Everything Else in Business, by Patrick Lencioni</p><p>- The Heart of Leadership, by Mark Miller</p><p>- "Vision leaks." (Andy Stanley)</p><p>"People cannot execute what they do not understand."</p><p>Learn more: ChoiceConsultingMan.com/Podcast</p><p>Book a coaching call: ChoiceConsultingMan.com/contact</p><p>Bobby's books, Choices and Clarity: ChoiceConsultingMan.com/books</p><p>Website: <a target="_blank" rel="noopener noreferrer nofollow" href="http://ChoiceConsultingMan.com">ChoiceConsultingMan.com</a></p><p>If you enjoy the show, please subscribe and invite a friend to check us out.</p><p>Missed part one? Start with Organizational Health Beats Smart Every Time (Ep 16).</p><p></p>]]></description>
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      <title><![CDATA[Organizational Health Beats Smart Every Time (Ep 16)]]></title>
      <itunes:title><![CDATA[Organizational Health Beats Smart Every Time (Ep 16)]]></itunes:title>
      <description><![CDATA[<p>Most companies pour all their energy into being smart: strategy, marketing, finance, technology, operations. Very little goes into being healthy. In this episode, Bobby Mink kicks off a two-part series on The Advantage by Patrick Lencioni and makes the case that organizational health, not raw intelligence, is the single greatest competitive advantage any company can have.  Part one breaks down the difference between a smart company and a healthy one, why talented companies still struggle, and the signs of an unhealthy organization: politics, confusion, low morale, silos, and poor communication. Bobby then moves into the first discipline, building a cohesive leadership team, and why trust has to come before strategy.  Whether you lead a company of 500 or a team of 5, or even a family, this is about creating an environment where people can actually crush it.  In this episode: - Smart vs. healthy: why talented companies still struggle - What smart companies focus on, and the three places Bobby sees the biggest struggles (marketing, finance, and technology) - What a healthy organization looks like: trust, productive conflict, commitment, accountability, and results - Why nobody on your front line knows whether to ask Bill, Susie, or John - The hidden cost of an unhealthy culture: politics, confusion, low morale, silos, and wasted energy - Why health pays off: lower turnover, better customer experience, higher profit, faster decisions, and better execution - One company that climbed from 5% margins to 20% margins over three years by getting healthy - The four disciplines of a healthy organization (overview) - Building a cohesive leadership team: trust before strategy - What breaks leadership teams: egos, politics, hidden agendas, and a lack of trust - Vulnerability-based trust: admitting mistakes and asking for help - Authentic leadership and healthy conflict: how to disagree hard and still leave the room united  Mentioned in this episode: - The Advantage: Why Organizational Health Trumps Everything Else in Business, by Patrick Lencioni - The Five Dysfunctions of a Team, by Patrick Lencioni - "Everything rises and falls on leadership." (John Maxwell)  "Organizational health is the greatest untapped competitive advantage in business." (Patrick Lencioni)  </p>]]></description>
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      <itunes:episode>16</itunes:episode>
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      <title><![CDATA[How to Build a Company Culture People Won't Leave (Ep 15)]]></title>
      <itunes:title><![CDATA[How to Build a Company Culture People Won't Leave (Ep 15)]]></itunes:title>
      <description><![CDATA[<p>Culture is not t-shirts and gift cards. In this episode, Bobby Mink breaks down what actually builds a company (and a family) culture people do not want to leave, using the six areas he has watched make or break teams over 30 years of coaching builders and leaders.  In this episode: - What culture really is: the shared beliefs, values, customs, and behaviors of a team, and why creating it is your job as a leader or parent - Area 1, a consistent and reliable environment: why inconsistency quietly breaks culture, and how to instill discipline instead of fear - Area 2, unity of purpose: how "we" instead of "me" turns addition into multiplication and kills the chaos of "they should have known" - Area 3, fair treatment: safe-to-speak-up environments, clear written standards, and realistic stretch goals people actually buy into - Area 4, great systems: why poor systems, not people, cause 90% of all underperformance - Area 5, encourage initiative: building a no-blame culture and keeping one boss per job (unity of command) - Area 6, feedback on performance: celebrating wins, telling real stories, and the 12-question culture measuring stick  Chapters (final, matched to the edited 40:29 video with the cold open at the front): 00:00 Introduction: the real reason people stay 00:25 Welcome: unpacking culture 00:49 The six areas at a glance 02:24 Is culture even important? 02:48 What culture really is 06:15 Area 1: A consistent, reliable environment 09:18 Area 2: Unity of purpose 14:13 Area 3: Fair treatment and safe environments 19:21 Area 4: Great systems (90% of underperformance) 24:36 Area 5: Encourage employee initiative 29:09 Area 6: Provide feedback on performance 34:33 The power of measuring 38:05 The 12-question culture stick 39:49 Recap and go crush it  Learn more: ChoiceConsultingMan.com/Podcast Bobby's books, Choices and Clarity: ChoiceConsultingMan.com/books Website: <a target="_blank" rel="noopener noreferrer nofollow" href="http://ChoiceConsultingMan.com">ChoiceConsultingMan.com</a>  If you enjoy the show, please subscribe and invite a friend to check us out.</p>]]></description>
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      <title><![CDATA[Build the Business, Not Just the House with Matt Haynes (Ep 14)]]></title>
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      <description><![CDATA[<p>Most builders are great at the work, and then nearly go broke trying to run the business. In this episode, Bobby Mink sits down with Matt Haynes, owner and managing partner of Tracewater Homes, to unpack what it really takes to build a company that runs without you.  </p><p>Matt's been in home building since he was 13. He earned an accounting degree and an MBA in finance, served as CFO, ran operations, and led land development before launching Tracewater Homes in the Florida panhandle. His specialty is systems: the repeatable, "single source of truth" processes that turn a one-person hustle into a real, scalable company.  Whether you're starting your first business or running an established one, Matt and Bobby cover the mindset shifts, hard-won lessons, and practical moves that separate owners who burn out from owners who break through.  In this episode: • Why you should "start with the end in mind," and what a real plan looks like • Why business is a team sport (and the support team every owner needs: attorney, CPA partner, family) • Using AI/ChatGPT to draft a structured business and implementation plan • The E-Myth lesson: the visionary, operations, and financial roles every company needs • Knowing your market, your unique value, and your numbers (gross margin matters) • Building operations on systems, accountability, and feedback loops ("design then build, not design and build") • How to manage by exception with metrics instead of endless status meetings • Overcoming the fear of technology and AI (Matt's honest story as a reluctant adopter) • Hiring ahead of need, and why "hiring out of necessity" leads to bad hires • Creating a no-blame, collaborative culture where people feel safe to speak up • Why you don't have to be the hero: delegation, autonomy, and freeing yourself to lead  💬 "Business, no matter what business it is, is a team sport." (Matt Haynes)  </p><p>🎧 New episodes of Choices Create Change drop regularly. </p><p>For coaching, consulting, and leadership development, visit ChoiceConsultingMan.com/Podcast. </p><p>Have a topic you'd love us to cover? Visit ChoiceConsultingMan.com/Podcast and let us know, and we may feature it on a future episode.  </p><p>👍 Like, comment, and subscribe so you never miss an episode, then go crush it.   ---------  ⏱️ </p><p>Chapters  00:00  Welcome &amp; meet Matt Haynes (Tracewater Homes) </p><p>01:10  Matt's journey: from age 13 to CFO &amp; systems builder </p><p>04:40  The "on-your-lot" model: custom &amp; semi-custom done right </p><p>05:50  Starting a business? Begin with the end in mind </p><p>07:22  Why founders get buried wearing every hat </p><p>08:45  The E-Myth &amp; using AI to draft your business plan </p><p>10:33  Why the right coach saves you time and money </p><p>12:35  Matt's top lessons: team, market, numbers, know yourself </p><p>17:30  Building a culture where people speak up </p><p>18:47  Running operations: systems, accountability, feedback loops </p><p>20:11  "How do we never let this happen again?" </p><p>22:56  You can't improve what you don't measure </p><p>26:01  Facing the fear of technology &amp; AI </p><p>29:21  From reluctant to enthusiastic: the social media shift </p><p>31:42  Bring in help: implementation teams &amp; accelerants </p><p>34:51  Building a no-blame, collaborative culture </p><p>36:41  What NOT to do when running a company </p><p>38:49  Hire ahead of need — not out of panic </p><p>39:58  Two takeaways: always adapt, use the right people </p><p>40:59  Wrap-up &amp; how to suggest a topic</p>]]></description>
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      <description><![CDATA[<p>Choices Create Change — Episode 13: Culture Is a System, Not a Slogan (with Carrie Rogers) </p><p> What does it really take to build a business — and a team — that thrives under pressure? In this episode, Bobby Mink sits down with Carrie Rogers: U.S. Marine veteran, business coach, speaker, restaurant owner, and author of the upcoming book Culture Is a System, Not a Slogan.  Carrie shares the hard-won lessons from a journey that runs from the Marine Corps to 16 years helping build a residential home builder, to teaching at Kennesaw State, to launching and scaling her own restaurant — Rally Point, which exists to honor and support veterans, first responders, and their families. Along the way she and Bobby dig into the practical stuff most owners never slow down to figure out: hiring for heart over résumé, managing cash flow so it doesn't slip through your fingers, the difference between financial and managerial accounting, building processes that create real accountability, and why your people have to come before your customers.  If you run a business, lead a team, or are thinking about starting something of your own, this one's packed with usable wisdom — and Carrie's reminder that success comes from tiny steps, not quantum leaps.  </p><p>Chapters: 00:00 Introduction to Carrie Rogers and Her Journey </p><p>03:05 Lessons from the Restaurant Business </p><p>05:53 Key Insights for New Business Owners </p><p>08:48 The Importance of Hiring Right </p><p>12:09 Managing Cash Flow Effectively </p><p>15:04 Understanding Financial vs Managerial Accounting </p><p>17:59 The Role of Processes in Business Success </p><p>21:05 The Importance of Accountability and Clarity </p><p>22:04 Understanding the 'Why' in Leadership </p><p>24:43 Creating a Purpose-Driven Culture </p><p>26:04 Measuring Success: The Role of KPIs </p><p>28:13 Training Under Stress: Preparing Teams for Challenges </p><p>30:55 Prioritizing People Over Customers </p><p>32:01 Celebrating Team Achievements </p><p>34:20 Handling Employee Feedback Effectively </p><p>36:51 Micro Changes Lead to Success </p><p> In this episode:</p><p>Why you should hire for character and heart because everything else is trainable • "Cash is king": managing cash flow and finding the right capital (and the SBDC tip) • Financial vs. managerial accounting and why a P&amp;L is just history • How a simple sticky-note exercise can map and fix your broken processes • Using KPIs and leading indicators instead of looking in the rearview mirror • "Your team under stress will fall to its highest level of training" • Why people come before customers — and the "Chief Celebrations Officer" idea • Praise in public, develop in private: handling feedback the right way  </p><p>"Success is in the micro steps, not the quantum leaps." — Carrie Rogers  </p><p>Learn more about Choice Consulting and our services at ChoiceConsultingMan.com/Podcast.  If you enjoy the show, please subscribe and invite a friend to check us out.</p>]]></description>
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      <title><![CDATA[Stop Managing Like Checkers: Lead Your Team Like Chess (Ep 12)]]></title>
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      <description><![CDATA[<p>Choices Create Change — Episode 12: Chess, Not Checkers (Playing the Long Game in Leadership) </p><p> Most leaders play checkers — fast moves, quick reactions, immediate gratification. The best ones play chess. In this episode, Bobby Mink of Choice Consulting and Management unpacks the book Chess Not Checkers by Mark Miller and Randy Gravitt, and shows you how to stop reacting and start leading the long game.  Bobby walks through the five moves that separate chess leaders from checkers leaders: bet on leadership, act as one, win the heart, excel at execution, and it's your move. Along the way he digs into setting the pace for your team, hiring the heart (not just the résumé), building your bench before a crisis hits, creating real clarity, celebrating the 90% that's going right, and surrounding yourself with the right people in the right seats.  Whether you're running a company, leading a department, or guiding a family, you'll walk away with a more intentional, more thoughtful way to lead — plus plenty of practical questions to ask yourself this week.  </p><p>Chapters: </p><p>00:00 Introduction to Chess Not Checkers </p><p>00:31 Bet on Leadership </p><p>02:25 Building the Leadership Team </p><p>04:08 Setting the Pace as Leaders </p><p>08:00 The Importance of Serving </p><p>12:16 Growing the Organization </p><p>17:01 Act as One: Creating Clarity </p><p>22:07 Building Community and Culture </p><p>24:59 Winning the Heart of Employees </p><p>25:28 Excelling at Execution </p><p>27:54 It's Your Move: The Right People in Your Life </p><p></p><p> In this episode: • Why great leaders play the long game instead of chasing quick wins • Setting the pace with HEART — Hunger, Expectation, Accept responsibility, Respond, Think • How to "hire the heart" and build your bench before you're in crisis mode • Creating clarity so everyone knows what winning looks like • Focusing on the 90% that's going right, not just the 10% that's wrong • Winning the heart of your people to build an unstoppable culture • Getting the right people in the right seats — and when it's time to let someone go  "When you get the heart, you get the whole person." — Mark Miller  </p><p>Learn more about Choice Consulting and our services at ChoiceConsultingMan.com/Podcast.  </p><p>If you enjoy the show, please subscribe and invite a friend to check us out.</p>]]></description>
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      <description><![CDATA[<p>Choices Create Change — Episode 11: Clarity, Accountability &amp; Trust  Clarity, accountability, and trust — three things that quietly make or break every team, family, and organization. In this episode, Bobby Mink of Choice Consulting and Management breaks down all three.  Bobby unpacks why so many problems start with simple confusion — "they should have known," "we always do this," "everybody knows" — and how those assumptions cost us at work and at home. From there he gets into what real accountability looks like (and why it has to start with you), and closes with an honest conversation about trust: passive-aggressive habits, emotional maturity, and learning to assume the best in the person across the table.  Whether you're a business owner, a manager, a parent, or a spouse, you'll walk away with practical questions to ask yourself and your team — plus a little homework to put it into practice.  Chapters: 00:00 Introduction to Clarity, Accountability, and Trust 07:21 Understanding Accountability in Organizations 11:57 Building Trust in Relationships  In this episode: • Why a lack of clarity is usually the first thing to break down • How to know your people actually understand what's expected • What accountability really means — and why it starts with you • Building trust by leading with the right heart and attitude • Emotional intelligence: setting your "baggage" aside to have hard conversations • Taking the high road and assuming the best in others  "Consistency, simplicity, and repetition is what it's all about." — Jack Welch  Learn more about Choice Consulting and our services at ChoiceConsultingMan.com/Podcast.  If you enjoy the show, please subscribe and invite a friend to check us out.</p>]]></description>
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      <title><![CDATA["Why Did You Lie to Me?" The Question That Changed How I Manage (Ep 9)]]></title>
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      <title><![CDATA[My Dad Had a Stroke at 52: Why Your Choices Compound (Ep 8)]]></title>
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      <description><![CDATA[<p>Choices Create Change Podcast - Episode 8 Choices - </p><p>A brief overview of the book by Bobby Mink, "Choices" </p><p>Powered by Choice Consulting </p><p><a target="_blank" rel="noopener noreferrer nofollow" href="http://www.choiceconsultingman.com">www.choiceconsultingman.com</a></p>]]></description>
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      <title><![CDATA[The 7 Habits of Highly Effective People, Explained for Builders (Ep 6)]]></title>
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      <title><![CDATA[7 Questions Every Leader Should Ask Themselves Every 6 Months (Ep 5)]]></title>
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